Letter Re: The Impact of FDIC Insurance Rate Increases on Small Banks

Mr. Rawles, We live in mostly rural northeastern Oklahoma. Our local newspaper just printed an informative editorial about FDIC changes which result in huge fee increases for member bank. Here is an excerpt from the editorial Oklahoma banks paying price for bailouts: “Imagine paying $500 per year for your car insurance and then being told it had gone up to $4,000 even though you have been a perfect driver with no accidents, no moving violations. That’s the magnitude of premium increases local bankers are facing. The local banks I spoke to had no part in the sub-prime loan implosion and …




Two Letters Re: Voting With Your Feet–Comparing Economic Freedom in the 50 States

Jim: When I read that academic study of economic freedom in the various states, and saw the summary map, it was a strong piece of “ah-ha” confirmation for me. It immediately struck me that what a close correlation there is to what you had posted two years ago in your State Rankings on places to move with the best retreat potential. [in 19 western states.] Independently, you nailed those recommendations squarely, sir. Bonus Brownie points for you! Wishing You The Lord’s Blessings, – Ted J. JWR, I read through the PDF that you mention in your “Voting with your feet” …




Letter Re: Voting With Your Feet–Comparing Economic Freedom in the 50 States

Mr. Rawles, A study was conducted by William P. Ruger and Jason Sorens of the Mercatus Center at George Mason University on a ranking of states basis on personal and economic freedoms. It is titled: Freedom in the 50 States: Index of Personal and Economic Freedom. It encompasses items such as income tax, gun laws and homeschooling (among many other areas). My state unfortunately ranks in the bottom thirteen. As my family and I search for another income means it may behoove us to “vote with our feet”, as you say. Here is an abstract of the study: Abstract This …




The Long Arm of the Lawless, by Fred Burton and Scott Stewart

Last week [in a STRATFOR briefing] we discussed the impact that crime, and specifically kidnapping, has been having on Mexican citizens and foreigners visiting or living in Mexico. We pointed out that there is almost no area of Mexico immune from the crime and violence. As if on cue, on the night of Feb. 21 a group of heavily armed men threw two grenades at a police building in Zihuatanejo, Guerrero state, wounding at least five people. Zihuatanejo is a normally quiet beach resort just north of Acapulco; the attack has caused the town’s entire police force to go on …




Letter Re: The Risk to Reward Ratio in Getting Concealed Carry Permits

Greetings – Regarding non-resident concealed weapon permits [recently mentioned in SurvivalBlog], folks should be very careful. Anyone thinking of doing this should consult a lawyer or carefully read their home state’s firearms laws. In many states, another state’s concealed firearm permit is invalid if you are a resident of the state [in which you do not have a CCW permit.] In other words, if you live in Georgia, Georgia may have a law that says your Florida non-resident permit is invalid for concealed carry in Georgia, because as a Georgia resident, you must have a permit issued by Georgia. Consult …




Self Defense and Christianity, by Tim P.

When Christians talk of self-defense and their reaction to violence in general, they frequently speak of turning the other cheek. While I would not attempt to dissuade someone from that point of view I have always been against that type of pacifism in the face of violence – particularly in the case of deadly violence. In the extreme example of self-defense against someone who wants to kill you – people who advocate turning the other cheek advocate throwing away God’s gift of life or worse yet not defending those you love when their lives are threatened. That I could not …




Depression Proof Jobs for a 20 Year Depression – Part 2: Developing a Home-Based Business

Yesterday, in Part1, I discussed the “safe” and counter-cyclical occupations for the unfolding economic depression. Today, I’d like to talk about one specific approach: self-employment with a home-based business. I posted most the following back in late 2005, but there are some important points that are worth repeating: The majority of SurvivalBlog readers that I talk with tell me that they live in cities or suburbs, but they would like to live full time at a retreat in a rural area. Their complaint is almost always the same: “…but I’m not self-employed. I can’t afford to live in the country …




Letter Re: Real World Observations on Fighting Crime and Criminals

Hello Sir! While visiting your site this morning, I read a letter by someone talking about residential break-ins. While I don’t wish to contradict anything stated in the letter, there are a few points that should be made. 15 years ago, I made the decision to train as a Locksmith. I have my own locksmith business is in it’s 10th year and going strong. I’ve worked in banks, with police and even the DEA. I’ve been at the scene of scores of break-ins, assessing the damage as well as repairing and fortifying the sites. This brings me to the point; …




Depression Proof Jobs for a 20 Year Depression – Part 1: The Counter-Cyclical Jobs

The current economic downward spiral has prompted several SurvivalBlog readers to write me and ask: “My job is now at risk, so what are the safe jobs?” I’ve actually addressed this topic fairly well since I started SurvivalBlog in 2005. We ran a “best recession-proof jobs” poll, back in May of 2006. Then, in February, 2007, we ran a poll on “Best Occupations for Both Before and After TEOTWAWKI”. Later, we even ran a poll on the current occupations of SurvivalBlog readers. In the past three years, we’ve also posted a panoply of more detailed employment-related letters and articles on …




Letter Re: Is it Deflation or Inflation Ahead? Should I Pay Down My Debts?

JWR, Thanks for the always excellent blog. I recently came into a significant wad of money, more than $100,000. I have been toying with my options. I owe around $200,000 on my house, but I can afford the payments no problem; I am self employed in a health-care related field that I do not expect to struggle. My thought process goes something like this: Why should I pay the mortgage down on my house since (1) I can afford my house easily, (2) with inflation coming I would rather pay it down with 2012 or 2014 dollars (that are “worth …




Perspectives on Prepping on a Very Low Income, by Kuraly

I was raised in a missionary family, on nine different mission fields around the world. At the age of nineteen, I went out to serve the Lord on my own in the former Soviet Union. I had no formal Theological training, but was accepted by the missionary societies of my denomination because of my experience under my father and my willingness to go to dangerous areas. I married, and my wife and I have now six children. A few years ago, due to some changes in my theology, I fell out of favor with my denomination and had to return …




Letter Re: Gun Show Report–The Full Capacity Magazine Feeding Frenzy Continues

Mr. Rawles: I took your advice you posted last year and have been investing in some high cap magazines. I’ve bought about $2,000 worth since the [November 2008 presidential] election, and I haven’t had any second thoughts. Thank you sir, your advice is making me a tidy profit. The 75-round Romanian [RPK] drums that I bought for $135 each the day after the election are now going for $250 each. And the 31-round Glock 9 milly magazines that I paid $33.50 each for are now going for $65 each. Oh, I found +2 [magazine floorplate extension]s for those, so now …




Letter Re: It Looks Like the End is Beginning

James, A few interesting things happened in the market [on Tuesday]. This wasn’t in the market, but is relevant. Hearing lots of chatter generally about things moving to “the final phase”. “Gold is moving as the last phase of the crisis appears to have started,” said Martin Hennecke, associate director with Tyche Group in Hong Kong. I’m assuming that the last phase starts out with gold, silver, Treasury notes, and the dollar all moving up, together. (It is quite unusual for the dollar and gold to move together, even though that’s been the case recently.) Then at some point – …




Real World Observations on Fighting Crime and Criminals, by Eli

I sat down to see what I could offer to share with other SurvivalBlog readers. Many topics have already been covered, so I will attempt to go somewhere new. I am a law enforcement officer by trade, and hope to provide a unique perspective as such. I have seen shootings, stabbing, burglaries, robberies, etc. I have served both search and arrest warrants. I work in the southwest US, and have worked in very affluent areas as well as very poor areas. What follows are some observations of my time on the job, relating to a few different areas and crimes …




Two Letters Re: Alaska as a Retreat Locale

Jim, For starters I would like to say that Jim you are dead-on with your Delta Junction recommendation. I live near Delta. And it is some of the finest farm land in the world. everything grows amazing here. Some of the information in the previous letters is wrong and I would like to clarify them . The growing season may be a little shorter in days of light, but in total hours of light it is much longer than other places. It gets light here in May and gets dark at night again in late August. Some vegetables will grow …