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In response to MHLs comment about depositing cash into their sons account, we found out the same thing with our minor daughters account when my husband ran an errand to the bank (Chase) for me to deposit their birthday money. He was informed that since he wasn’t listed on the account that he could not deposit cash on their behalf. We will now attempt to find a banking institution that will allow multiple coowners on our children’s minor account and one that will also accept cash deposits.