Letter Re: Fiscal Fitness

Dear Jim,
I’m an avid SurvivalBlog reader and I want to thank you for your insights and the valuable information you provide on the Blog. I purchased the “Rawles Gets You Ready” preparedness course and have enjoyed reading and studying it. Lately, it occurred to me that, along with all of the necessary planning that accompanies retreat preparation, as well as the recently discussed benefits of physical fitness, proper fiscal fitness is also crucial in completing these vital preparations. Most of us have to work for an income in order to live in our modern society, at least while we prepare for more difficult times. At the same time, we have many “money intensive” demands on that same income – raising children, mortgages, utility bills, paying for educations, and a biggie for many, consumer debt with its attendant costs. These demands likely leave little available money for hobbies or for large scale disaster preparedness.
I have found a very reasonable set of principles that have helped me, together with my wife and our children, to get on the path to systematically walk out of debt. I’m referring to the financial principles set forth by Dave Ramsey. He has a national radio show that is also broadcast on XM. Perhaps best of all for newcomers, he archives the most recent two weeks of his radio show on his web site. Folks new to this program can listen in on the advice he has given to many callers and decide for themselves if they can understand and accept the principles he teaches. Those principles include spending less than you make and using your income as your greatest wealth-building tool. Obviously, most who call in to his radio show are already living beyond their means, so he discusses principles with them to get them walking out of debt. You may have several readers who have become financially hamstrung and could use a simple, straight-forward plan to help them back to financial solvency. The bottom line is that the path to financial peace involves taking responsibility for your past fiscal mistakes, taking a good honest look at what comes in and where it goes, and making a plan (the dreaded budget). Who of us would attempt to prepare a retreat that would shelter us and our loved ones from disaster without a plan? It’s no different with finances. Many of us are experiencing a SHTF scenario right now – the weekly money fight with the spouse! It’s well-documented that money fights and money problems are major marriage killers. Well, let me tell you, I had a good marriage before I started this plan. Our marriage is so much better now that my wife and I are working together and are in agreement on where the money goes. Yes, I even have “blow money” for my “Preparation hobby” even while we’re climbing out of debt – we just put it in the budget!
I won’t ramble on much longer. I just know what a difference this has made in my life. I’ve probably changed my family’s future by living these principles and teaching them to my children. I didn’t need to become Donald Trump. I just needed to get a fiscal plan in place so that later we would have the money available for Preparation, rather than sending it to a myriad of creditors. Dave Ramsey’s program has helped me in my preparations for the future. Dave’s not selling any funds, stocks, or mystery programs to beat the Market or buy real estate with no money down. He’s just packaged up time-honored principles that have helped us, and many friends, achieve financial peace as well as greater love and harmony in our marriage and family. In my estimation, when we speak and write about disaster preparedness, we’re really talking about peace and security through the hardest times. It’s pretty tough to do that without including financial peace in the discussion. – Rob in NC

JWR Replies: I agree that getting out of debt should be a priority. In the long term (decades), further inflation in the U.S. seems inevitable. The good news is that continuing inflation means paying off debts with progressively “cheaper” dollars, but the bad news is that our buying power is being eroded. This is particularly painful for fixed income pensioners. In the short term, however, there is the lingering risk of a deflationary depression–much like the Great Depression of the 1930s. If that happens, anyone with any significant debt will be fortunate not to end up homeless by the end of that deflationary cycle.

Once folks have extricated themselves from the debt hole, I recommend an investment portfolio that is heavy on precious metals–primarily bullion rather than numismatic. See the Swiss America web site for some “hard money” investing alternatives.



Letter Re: An Interesting Television Show on the Pandemic Threat

Most everyone loves a good medical mystery. You know, we watch these shows like “House” and “ER” to see what the medical emergency is and to watch the drama unfold as they solve the crisis of the moment. Shows like “CSI” teach us a lot about the medical community and police work together to solve crimes. You’re going to probably see in the television season to come that the subject in this link is going to be played out in various popular drama shows. Understanding the reality behind it to me is as interesting as the drama plays and I think you’ll enjoy getting the behind the scenes scoop on it.

I’ve been following this avian influenza virus for a while. Here is a link to a television show that was done by medical scientists (Director of the CDC, US Secretary of Health, leading medical scientists, etc.) to help explain what this is and why it’s being labeled as “the single most lethal thing our society could face in the year 2007.” Politicians and governments around the globe are quietly infusing millions of dollars into preparations and training in pandemic preparedness measures.

If you have the time, please watch it. It’s really interesting, on multiple levels, not as a hype that “the world is coming to an end” but rather to be involved in medical matters to educate yourself and be self aware of the situation that is going on with this particular issue. It’s aim is to educate them on the issue so that folks will understand what this situation is, exactly. I hope you enjoy learning about it. – April



Odds ‘n Sods:

From the New York Times: Rise in Ethanol Raises Concerns About Corn as a Food. The article begins: “Renewing concerns about whether there will be enough corn to support the demand for both fuel and food, a new study has found that ethanol plants could use as much as half of America’s corn crop next year.”

   o o o

Any readers that live in Montana should be aware of an “anti-hoarding/anti-price gouging” bill that is currently in hearings at the state senate. Call your state senators! (A tip of the hat to Phil at the Random Nuclear Strikes blog for publicizing this Nanny State do-gooder meddling.)

   o o o

SF in Hawaii sent us a link for “a place (not necessarily the least expensive) to buy Bosun whistles”.You might also check the prices at Boaters World. (One of our Affiliate advertisers.) OBTW, they also sell other emergency signaling equipment (including air horns and smoke/flare pyrotechnics) that might be useful ashore, for a survival retreat.



Jim’s Quote of the Day:

"No people will tamely surrender their Liberties, nor can any be easily subdued, when knowledge is diffused and Virtue is preserved. On the Contrary, when People are universally ignorant, and debauched in their Manners, they will sink under their own weight without the Aid of foreign Invaders." – Samuel Adams (letter to James Warren, November 4, 1775)



Notes From JWR:

There is still a lot of snow on the ground and more snowfall expected soon, but The Memsahib is already intently studying her seed catalogs! She is irrepressibly optimistic. It is just in her nature. I think that, bank balance willing, this will be the year that I build her a greenhouse so that she can dispense with using our small cold frames and windowsill sprouting and get a serious early start on the vegetable garden.

Today we begin with a letter from David, our correspondent in Israel.



Two Letters Re: Israeli Nuclear Saber Rattling

James
The Olmert government would not do a nuclear strike of any kind even if we were at risk of being completely overrun. The weakness in response can be seen in the
war in Lebanon where only minimal measures were used and only against safe targets after about 8 hours of leaflet warnings. Olmert simply will not upset his liberal European friends even when Washington orders him to act strongly. This is likely part of a wind up similar to what we saw before the Iraq invasion although I am doubtful that there will be an American ground occupation of Iran. My IAF air-force friends have seen no unusual activity. This is likely to be used by the US and Britain to explain their urgent need to hit Iran even if they are out out of missile range. Look how many amphibious strike and carrier battle groups have gathered in the gulf. The surge in Iraq looks to me to be a cover for an Iran hit. Didn’t I promise you an interesting year? – David in Israel

Mr. Rawles,
I was also startled at the article in The Times of London, linked to by The Drudge Report. However, the article sounded familiar to me. I Googled “Times of London, Israel nuclear strike on Iran” and found two earlier articles in the Times of London about the same subject:
March 13, 2005
and
December 11, 2005
There are many other articles about the same topic. The repetition by The Times of London indicates that they cry “wolf” way too much.
Maybe this is just part of Israel’s propaganda war to get someone else to do something about Iran. Certainly something must be done about Iran, but the threat of an imminent nuclear attack by Israel shouldn’t be used to stampede the rest of the world into taking unwise action. Regards, – GunLaw.



Two Letters Re: Night Sights for Pistols

Jim,
I can definitely say that the XS Sights work as advertised. I’ve tried them on the Mini-14 and AR-15 carbines, and in both cases they enabled accurate 100 yard plinking at night and fast acquisition with full sights. With a peep-sight equipped rifle, the Tritium front is the most worthwhile upgrade. If you can see the sight through the opening, you’re going to hit what you’re pointing at. For around $100, this is a very worthwhile upgrade for any gun that gets used at night. – Arclight

 

Jim,
While reading earlier today OSOM’s posting re “Night Sights for Pistols”, I remembered an advert in a recent issue of Shotgun News, which showed two products (named “Diamond XT“; and ” Diamond SAS; from a company that calls itself “Nikko-Stirling Optics.” The visual, located on the “XT” page, appears to be just what the proverbial doctor ordered, for such CQ and CQ/T (courtesy of IOR – Valdada and Leupold) situations which may pop up. Better than the long in use 3-dot system? Would seem so to me. – Ben L.



Odds ‘n Sods:

“The Werewolf”, (our correspondent in Brazil) recommended a 49 cent downloadable Amazon short by Kim Stanley Robinson. It is titled :”Imagining Abrupt Climate Change: Terraforming Earth.”

   o o o

Michael Z. Williamson reminded us that the Oak Ridge Laboratory treatise on what nuclear weapons actually do, and how to defend your family against their effects is available for free download from the Oregon Institute of Science and Medicine.

   o o o

“Simple Country Doctor” recommended this “moderately technical discussion of non-nuke EMP device” from Australia.



Jim’s Quote of the Day:

"There are no victims, only volunteers. You volunteer by looking uncertain and afraid. You volunteer by being, as grass-eaters invariably are, unprepared to confront the hazards of life." – The Late Col. Jeff Cooper



Notes From JWR:

Sorry about the long delay, but I am now ready to start filling orders for autographed copies of the new expanded edition of my novel Patriots, through my mail order catalog. I would prefer payment via AlertPay or PayPal, since our “snail mail” gets forwarded to the ranch just once every two weeks. That could cause an up to three week delay in mailing your book order if you send payment via snail mail. I shipped ten cases of already autographed books to our fulfillment partner in Montana. (The folks that will be handling the actual book mailings.) Because of this, I won’t be able to offer any special personalized inscriptions–just books that have a generic inscription. (Just my signature.) OBTW, if you’d like to pay via credit card, I also plan to sell some autographed copies through Amazon Shops.

The following is another article for Round 8 of the SurvivalBlog non-fiction writing contest. The writer of the best non-fiction article will win a valuable four day “gray” transferable Front Sight course certificate. (Worth up to $1,600.) Second prize is a copy of my “Rawles Gets You Ready” preparedness course, generously donated by Jake Stafford of Arbogast Publishing. If there are a lot of great entries this round of the contest, I will again be sending out a few complimentary first edition copies (Huntington House edition) of my novel “Patriots” as “honorable mention” awards. If you want a chance to win the contest, start writing and e-mail us your article. Round 8 will end on January 31st. Remember that the articles that relate practical “how to” skills for survival will have an advantage in the judging.



Horse Power, The Real McCoy, by S.N.

While I have only been a reader for a year or so, I have not noticed a lot of references to the advantages to livestock. Depending upon your retreat location, the extra logistics of livestock ownership will outweigh the costs. As fossil fuel availability becomes more limited, the conversion of non-protein nitrogen into energy will begin looking more attractive. Today I want to focus on the horse. Let’s look at the four major benefits of the equine:
Transportation –A horse can move you from your residence to your retreat. You can (i) ride, (ii) drive a wagon or buggy, (iii) walk and use the horse as a pack animal (iv) or any combination of the three. While I would recommend that your bug out prior to WTSHTF, should you need to ride your steed as you bug-out transportation, you will be passing those vehicles stuck in gridlock on the highways. A horse with a rider walks at 3 mph, trots at 8 mph, cantors at 12 mph and can gallop @ 30+ mph (Quarter Horses have been clocked at over 50 mph for short distances). A draft horse pulling a load might make 3-5 mph over bad roads. Compare that to a human walking @ 3 mph. In a bug-out scenario riders could possibly cover the 300 miles to their retreat in as little as 6 days. Variables include terrain, horse condition, and “watch-outs” in route. (Watch out, we want to ride around that particular situation as opposed to through). Also, in certain emergency situations, that galloping @ 30 mph, could come in handy. In a different bug-out scenario, a family of four, with one pack horse can significantly increase it’s bug-out supplies. As a general rule, you can load a pack horse up to 20% of its weight including the pack saddle. Dead weight for a pack horse is harder to carry than a rider as the rider helps balance the load. The average quarter horse weights 1,100-1,200 pounds. Draft horses reach the 1,800 pound range or more. That can be a lot of extra supplies.
Let me stress again, I do not recommend that anyone use a horse as their primary mode of transportation from their residence to their retreat. The preferred method is in the trailer behind the truck. (For those of us who do not yet live at their retreat.)
Beyond bug-out transportation, the horse makes excellence retreat transportation. Checking on neighbors, checking on fencing for your other livestock (more on this topic for another post), providing enhanced communication and distribution through networks (“Pony Express”). These are just a few ideas. I am sure that your readers can add to the list.
Work – We talk a lot about raising our own crops. It is a great idea, but how large of an area could you garden if you had to turn the soil by hand. Your garden size will depend upon your location, soil type, rainfall, growing season and number of mouths to feed. Lets assume that you need an acre of garden to feed your family (probable a bit on the large side, but work with me here). How big is an acre? There are 43,560 square feet in an acre. Still no perspective? A football field, including end-zones is 360 feet by 160 feet, or about 1.3 acres. Are you ready to turn that much soil by hand? A well conditioned draft team, using a single bottom plow can plow between 1.5 to 2 acres per day (That would be 10 hours, not your 9 to 5). Add a disc and a planter and you are well on your way to feeding your family.
And please, remember to think outside of the box. Work may include other jobs for animal engines. For example, horses have been used in horse mills, horse wheels and on treadmills for numerous types of jobs, including pumping water and grinding grain. Horses are still used today for some low-impact logging operations. Now I do not expect everybody to go out and build a mill on the back forty, but don’t limit the thought of using your horsepower to just the field.
Barter – This one is easy. There are three basic barter opportunities: Transportation, Work and Breeding. Just as there are material objects to be bartered, what services could you provide that provide value to others. What would it be worth to you to have someone prepare your garden soil for planting? What if a member of someone outside your retreat needs to be transported to a Doctor for medical attention? What would the offspring of a good draft horse bring under extreme conditions? The possibilities are endless.
Food – This one is the hard one. Under the direst circumstances, horsemeat is protein and in a do-or-die situation they can be eaten. Mind you that if you elect this option you are greatly reducing the opportunity to maximize the other benefits that I have listed, but I would rather eat than be eaten. I heard that it tastes like chicken.
Other benefits that are worth mentioning;
Horses are great alarm systems. Not an alarm like a dog, but more silent. Horses go through life knowing that they are prey. As a result they have a keen sense of their surroundings, much more so than humans. If you suspect danger (or even if you do not), watch your horse, odds are he will see it, smell it or hear it before you. Horses also have excellent night vision and they raise their own replacements.
Okay, so we have decided that horse ownership may be a good thing for your retreat, what next?
Space requirements – As you are adding to your “Things To Do” list, remember that if you have horses, you will need to have feed. If they are working horses, they will even need more feed. Just as with the garden, the amount of pasture acreage required per horse varies, but as a rule of thumb, 2 acres of pastureland is generally needed for a mature horse. The pasture should be divided into 2-4 separate pastures (paddocks). This will allow the flexibility to rotate horses among pastures to allow for pasture recovery. It would be wise to pick up a good book on Management Intensive Grazing.
Temperate climates may be able to refuel their horses on pastures year around. Those in the more inclement regions of the country may need to put up some hay. Feed requirements are generally 1-2 pounds of hay per hundred weight. Do the math, 1,500 pound horse, 30 pounds per day, 5 months out of pasture due to weather (in my area), that equates to a little over two tons of hay per horse (and that is without a reserve [for seasonal variations]). In addition to the garden and the pasture you’d better set aside an additional 1-2 acres per horse for growing hay. While you are checking out that antique horse drawn equipment at the next auction don’t forget the sickle mower and the hay loader.
Also remember that just as you are storing food for yourself, starting a little stockpile today for your horse(s) would be prudent. A couple of extra big round bales is cheap insurance. Remember to rotate.
Additional space requirements include a stable and/or turnout shelter. Some people use box stalls for their horses, some use a turnout shelter. I prefer the shelter.
Skills Needed – Some basic animal husbandry skills. Between a good book and a little hands-on experience, you can get the basics covered. If you live in the city and expect to travel to your retreat, leasing a horse from a local stable can provide great value and learning experience without a long-term commitment. Surf the web for some horse related activities. Attend a local Field Day or Horse Pull. Consider signing up for a driving or riding clinic in your area.
Equipment Needed – Depending upon your expected horse’s function, you’ll need to look at halters, saddles, harnesses, farm equipment, farrier tools and the skills to use and repair these items.
And lets not forget the equine. What type? Paint, Quarter, Draft. Don’t limit yourself to just looking at horses. Mules and donkeys can offer some distinct advantages over horses.
Everybody has their own preferences. The important point is to just pick one and get started. There are fewer and fewer people that have experience in some of these skill sets. It is important that someone at your retreat starts to develop some of these skills. Let ‘er buck. Respectfully submitted, – S.N.



Letter Re: Bosun’s Whistle for Communications

While portable radios are great for communications, I’ve had times in noisy environments where I couldn’t understand the message. Other weaknesses include the fact that they require batteries, their size, that as electronics they are susceptible to EMP, falls, and weather. Finally, they do not allow for directional finding of the other party. As such, I suggest also equipping every member of your team with a small Bosun’s whistle. These small multi-note whistles create a high pitch which can be heard above the din of a crowd. Being multi-note in capability, information can be sent (e.g. high-low for where are you/I’m over here, high-high-high for emergency etc). They are small enough to fit it your pocket, are indestructible and have some direction finding ability to them.
My family has a ‘family whistle’ we’ve used for four generations for finding each-other without having to shout but while my kids can hear me whistle to them, they can’t respond at their age. They can however operate a Bosun’s whistle.
I can think of several scenarios where such whistles could be of use. Can you imagine being separated from your wife and kids in a crowded FEMA camp? Some children remained separated from parents for months after entering the Superdome following Hurricane Katrina. While I have no intention of taking my family into one of those death traps or anywhere else that the “we’re from the government and we’re here to help” folks suggest, Schumer happens. If you and your family find yourselves caught in the wrong place at the wrong time and somehow separated, a kid turns a wrong corner in an airport, or you just want to call them in from the yard for dinner and don’t want to scream, get a Bosun’s whistle. – SF in Hawaii



Odds ‘n Sods:

Bush Targets Iran in Speech, Implies Military Action

   o o o

I’ve just been notified by Survival Enterprises that the big blow-out ‘truckload sale” that I had mentioned previously is now definitely a “go.” They bought a container load of nitrogen packed long term storage foods from a U.S. cannery that is going out of business. Survival Enterprises has well over 11,000 cans of storage food coming, (a full to the gunnels 40 foot shipping container load) and it’ll be arriving sometime next week. These will be everything from beef, ham, chicken, and bacon TVP to green beans to corn starch, to who knows what. The majority will be in the large #10 cans, but there’s thousands of #3 and #2.5 cans as well. (The smaller cans make more sense when planning meals for one, two or three people.) These cases of long term storage food will be sold only to SurvivalBlog readers at special prices for the next 30 days. This bounty will be sold in full case lots only (no breaking cases) and they are all “first come – first served.” The prices that will be offered are so low that they afraid that dealers might buy some of this truckload to re-sell. Survival Enterprises can take all major credit cards, PayPal, cash, gold and silver coins, but no checks or money orders. Survival Enterprises will have a link that has the running inventory list in a day or so, with prices (as they sell out an item, they’ll keep visible track what is left.) All orders must be called in, or by appointment to come in and pick up your order in person. (Survival Enterprises is located in Coeur d’ Alene, Idaho.) For special requests, you can call Kurt of Survival Enterprises at (208) 704-3935 or e-mail him at kwATse1.us (Change the “AT” to an @symbol) OBTW, Kurt tells me that he will also be blowing out his remaining inventory of Mountain House freeze dried storage foods in conjunction with this sale, at 25% off.

   o o o

John the Bowhunter mentioned: the “Future Weapons documentary is set for January 15, on the Discovery cable channel: “Search and destroy: Weapons that always find their target.” January 15 at 9 p.m. EST/PST (Check your local cable listing for the time in your area.) “Discover weapons that will always find their target, including the AS50 sniper rifle, the Vulcan mine destroyer, the Terminal High Altitude Area Defense (THAAD) Weapon System, and the Super Hornet bomber.”





Jim’s Quote of the Day:

"There are no victims, only volunteers. You volunteer by looking uncertain and afraid. You volunteer by being, as grass-eaters invariably are, unprepared to confront the hazards of life." – The Late Col. Jeff Cooper