Cause or Consequence: Yet Another Planning Tool, by E.B.

I recently saw a prepper forum which posted the question “What is your biggest fear?” Answers listed varied from EMP to riots to complete financial collapse to nuclear strikes in your backyard. I thought a long time about this fear-based. In my mind, I prepare so I do not fear; or really, so that I fear less.

So what are we really afraid of? Are we afraid of the causes of a crisis, or the consequences? Causes and crises are scary, and there are many: wars, recession, wildfires, tornados, hurricanes, blizzards, ad infinitum. Take your pick. But the consequences are almost universally the same; namely a reduction in our standard of living and/or imminent danger to our lives and property. To what degree that standard of living may be reduced and our lives endangered is the only real unknown a prepper needs to fear. If you look at you needs of life (check out Maslow’s Hierarchy of Needs) and ask yourself how you will provide for those needs come what may, you can expose weak spots in your preparations and, perhaps more importantly, organize and prioritize your ongoing and future preparations.

I believe you should put all of your prepping categories through the gauntlet on consequence-based thinking. Needs such as food, shelter, water, security, entertainment, income, investment should all be thought-out thoroughly and analytically. Prepping should not be an emotional endeavour. Break down all your needs, all the subcategories, even all your individual preps or plans into their most basic components, and run them all through the mill of comprehensive and intentionally thought-out ‘what ifs’, and see how they stand up. Make sure you write them down. Keep your records organized. I strongly encourage all of you who are new to the preparedness world to organize your needs in a similar way, either as below or in some other manner, and then write it down. Your written work serves not only as a future guide of prepping priorities, but can serve as a plan to deal with the full consequences of any foreseen crisis. Not only will these records help your current preps, but if and when things go sideways it will be your blueprint for fulfilling those needs when the stress makes your head spin. Even people who have been preparing for years may find it useful to revisit the basics.

Some Potential Major Consequences of Crises

1. Reduced Purchasing Power
I personally think we are experiencing this consequence of crisis right now, and I am sure most of you would agree. Every grocery bill seems to cost more and buy less. But this is more than just accounting for inflation. It includes reductions in incomes, due to lost jobs, layoffs, loss of benefits and other causes. It could simply be becoming injured on or off the job, and having to take sick leave, or losing money in your retirement mutual fund of choice (I earnestly hope you do not have mutual funds. These days you might do better at the roulette table at the local casino. At least their odds are 49-51 if you bet on red or black!) Combat your reduced purchasing power, and prepare for further erosion in purchasing power by:
• Working More! Dave Ramsey correctly states that you biggest money maker is your job. If you can get a different one, do it. I used to refuse to apply for jobs that I thought were “beneath me”, until I met a recent immigrant who taught me that the important job – the one I can be proud of – is any job that provides for my family. If you can’t find another job, keep trying and slug on. It’s increasingly common to be in that situation and there is no shame in it, as long as you keep trying. There is only shame in giving up.
• Budget. Plan a budget. It’s hard, and I can’t count how many budgets I have made and failed to adhere to, but each time I try it makes me a little more focused on my true priorities, which don’t include a new flat screen anymore.
• Buy in bulk, on sale, and coupon. Other articles have been written about this. Search them out in the SurvivalBlog archives. If you know you will need one small tube of toothpaste per month, don’t be afraid to buy 12 large ones when they next go on sale. People will look at you funny right now, but they’ll catch on soon. Stock up on non-perishables that you use daily and when the price is right. These are better than money in the bank. You cannot brush your teeth with money. “Wealth” as a concept means the things you need, or the ability to get the things you need. When money buys less, toothpaste (or any other thing you need, and have) is “wealth”.
• Share. There is no time like the present to start making connections with people around you. If someone needs help now, help them! You might need help later. And it’s not just money and stuff I am talking about; share your time, your labour and your expertise. Think of the old barn raisings in our grandparent’s days. Many together can do what one alone cannot. Start now, and get to know the people around you.
This first category is basically a consequence of hard economic times. Whether it comes about from a lost job, inflation, low supply or high demand, the results are similar: you cannot afford as much as you used to be able to. Preppers often prepare for these consequences unintentionally. If you are worried about mass inflation, then you probably have your bases covered for the regular kind. We have not yet seen mass inflation in our lifetimes (at least in North America), yet many of us have had our purchasing power suddenly and drastically reduced.

2. Scarcity
Scarcity means the things you need to live are no longer available. How will you meet your needs when there is no food on the grocery store shelves, no power, no gas at the gas station, no medications at the pharmacy, no plumbing, no mass transit, etc, etc, etc. Peak oil, just-in-time delivery, shortages – there are many crises that could result in scarcity. Offset the hardships of scarcity with the following:
• A Larder. Did you notice that newer houses aren’t built with pantries anymore? I remember the cold room at my grandma’s house – in the basement stocked to the roof with mason jars, with a framed dirt bin along one wall for the potatoes and carrots. Why did people do this? To live. In the great depression, for many people, if they couldn’t make or grow something themselves, they didn’t have it. Think like your grandparents. They lived through hard times. For many of them, going to the grocery store once a month was a convenience. If your grandparents had it easy, think like my grandparents and fill you larder. If you buy the things you need in bulk, to hedge against your loss in purchasing power, you likely have a start on some sort of storage or larder.
• Do It Yourself. Learn to do things for yourself, and reduce your dependence on buying stuff. “We have no knowledge, so we have stuff, but stuff without knowledge is never enough.” (Greg Brown). Learn to start a fire, build an improved woodstove (check out practicalaction.org), cook your own meals, bake bread, build an outhouse, poop in a hole in the woods, knit socks, darn socks, anything. And then try to meet other people who think the same way. Knitting clubs, pottery lessons, artisan guilds, reloaders; there are many activities people do for pleasure that used to be essential to life, and may be again.
• Barter. Again, share. A community is stronger than an individual and has access to greater resources. Cut your neighbour’s lawn with your old-timey push mower in exchange for using her pressure canner. Ask around of you need something; seek and you will find it.

3. Hunker Down
“Bug In” is the term most commonly used for this consequence, preferably at your retreat or retreat-in-place. This is what happens when there is a pandemic, martial law, curfews, tornadoes, blizzards, etc. Bugging in may require:
• The need for short term self sufficiency in your home, even with disruptions of utilities (Unavailability) such as power and plumbing. Includes plans for meeting the basic needs or human life (food, water, warmth, toilets). You should have this covered if you have a larder, with the addition of some sort of hygiene/pooping plan.
• Entertainment. Don’t overlook this one! Your sanity depends on it.
• The need for defence of your home (I.e. strong doors, storms shutters, and other means…)
• Communication. A radio or security cameras would be useful in knowing when that tornado warning ends, or the bad guys are gone. How are you going to know when it is safe to come out of the basement?

4. Evacuation!
Everyone should consider the need to beat feet and get out of dodge. It’s not just meant for a coming world collapse or when bad guys knocking down your front door – even the most prepared family retreat needs to have an evacuation plan for natural disasters such as wildfires or floods. If you are planning on ‘bugging in’ for every conceivable crisis, you are committing to going down with your ship. A noble principle, I suppose, but I would rather build another ship. How will you meet your basic needs of life in an evacuation? Some ideas:
• Documentation. Everything you need to access your resources, like bank account records, will, identification, medical prescriptions, etc, and important phone numbers for your family and friends who you will likely be visiting very, very soon. Get it in paper and backed up electronically (perhaps on an encrypted USB).
• Mini-Larder. A bug-out bag or get out of dodge kit is really just a portable mini-larder, with the necessities for life in the short term or the ability to provide for them. Pack it up, customize it, put it in the trunk of your car, carry it on your back or whatever. The most minimal bug out bag I would consider is carrying a small metal can, a knife, and a lighter. Don’t leave home without it.
• A Plan. So you left your house: now what? Part of your security planning in an evacuation is the plan to reach safety. Routes, vehicles, extra gas might all be required, but it might just mean moving up the hill to get out of the tsunami evacuation zone like in Hawaii after the Fukushima earthquake. How will you get your kids out of your 2nd storey bedroom when the main floor of your home is on fire?
The potential for evacuation is real, for everyone, everywhere. A house fire would have the same consequence, initially, as any other crisis – you would have to leave fast. I think the potential for evacuation is something everyone should be addressing, and is a good way to introduce people to the ideas surrounding emergency preparedness.

5. End of the World as We Know It
Worst-case scenarios like are hard to predict. Things could always be worse. In essence they are unpredictable. As a TEOTWAWKI event, I imagine ALL of the above consequences happening at once, or for a long, long time. It would be death, chaos and mass destruction. I can’t give you any instructions on this consequence of crises, except to do your best, do right, and make your peace with God. ‘Nuff said.

6. Status Quo
This is the one that no prepper likes to talk about. But it needs to be talked about. There is the possibility, however distant we might think it, that things will remain unchanged for long time. That doesn’t rule out things like job loss, but when we put all our resources into preps at the expense of our financial well-being and happiness, we have left the path of wisdom. Live within your means. Do not max out your credit cards to buy preps for an event that could be years away. They will repossess your stuff, and you will be worse off than when you started. No second mortgages to buy the armoured vehicle you think you need!
• Live within your means.
• Make rational decisions, not emotional or fear-based decisions.
• Balance the future with the present. You never know, that asteroid that causes the end of the world could fall directly on your head. Spending your life worrying about it would have been a silly thing to do, wouldn’t it? Or you could have a heart attack tomorrow. So prepare, make it your new useful insurance policy, but don’t let it consume you and your happiness. Spend time with the people you care about doing the things you love to do.

This list is by no means exhaustive. It’s just a method a taking the fear out of any given disaster scenario and replacing it with a plan. It has helped me, but you mileage may vary. At the very least, I encourage everyone to revisit their preps, to re-evaluate and reassess, and look for areas that nay have been previously glossed over. Think of the aspects of your basic needs and how you provide for them in the event of different consequences that life may send at you. Do it slowly, and write it down. A wise friend of mine told me once, that in our lives, we are either heading out of a crisis, or into one. He meant it on a more personal level, dealing with loss of a family member, but it applies everywhere. If you plan well, if you plan rationally and intentionally, then all your preps should be either useful or enjoyable to your life now. So what if someone makes fun of you for having a year’s supply of toothpaste? You’re going to use it one way or another, and you got it on sale.



Letter Re: Advice on Pre-1965 Silver Coinage

Hello James,
I have started buying “junk” U.S. silver coins as part of my preparedness plan. I have found the valuation formula for bulk bags of the 90% silver coins, but in spite of a lot of research I have still have not been able to find the formula to value an individual coin. Would you please provide the formula to determine the value of an individual 90% silver dime, quarter, and half-dollar?
 
Thank You and God Bless, – Joe from Florida

JWR Replies: Here is some data that you should print out and keep in your reference binder. Most of what you need to do to calculate coin melt values is simply shift decimal places…

90% .50/.25/.10 bags ($1,000 face value) contain approximately 715 ounces of silver.

So at today’s spot price (in mid-June, 2012):

$28.73 spot x 715 ounces = $20,541.95 for a full $1,000 bag (Or just think of it as 20.5 x face value.)

or,

$2,054.19  for $100 face value

or,

$205.42 for $10 face value

or,

$20.54 for $1 face value.  (BTW, silver dollars have a silver content greater than four quarters. Not only is there numismatic value, but there is also slightly more silver content, per dollar.)

or,

$10.26 for a silver half dollar

or,

$5.13 for a silver quarter

or,

$2.05 for a silver dime

You can find detailed coin specifications at Coinflation.com. (These are useful if you’d rather calculate coin values by the gram.)

And speaking of which, here are some handy conversion formulas:

Grams to pennyweights, multiply grams by .643
Pennyweights to grams, multiply pennyweights by 1.555
Grams to troy ounces, multiply grams by 0.32
Troy ounces to grams, multiply troy ounces by 31.103
Pennyweights to troy ounces, divide pennyweights by 20
Troy ounces to pennyweights, multiply troy ounces by 20
Grains to grams, multiply grains by .0648
Grams to grains, multiply grams by 15.432
Pennyweights to grains, multiply pennyweights by 24
Avoirdupois ounces to troy ounces, multiply avoirdupois ounces by .912
Troy ounces to avoirdupois ounces, multiply troy ounces by 1.097
Avoirdupois ounces to grams, multiply avoirdupois ounces by 28.35
Grams to Avoirdupois ounces, multiply grams by .035

P.S.: $1,000 face value bags of 40% silver half dollars (with 1965 to 1970 mint dates) contain approximately 296 ounces of silver.



Three Letters Re: Don’t Stockpile, Get Global — Conversations with a Rhodesian Expat and Being Financially Global

Good Morning James,
I couldn’t disagree more with Peter’s preparedness methodology. By the very definition of “refugee” that is just what he will will be and we would be if the USA goes down. I would rather be here trying to survive and rebuild as opposed to trying to live in some other country trying to get my money from a Chinese bank after a currency and societal collapse. Put your extra cash into silver. Regards, – Jim A.

 

Sir:
I was surprised at Peter’s suggestion that people (or more specifically Americans) would be ‘safer’ living abroad than in the USA. The poster of the article cited the crisis in Zimbabwe’s mob attacks on white farmers / land owners for his support of living abroad in an apartment. The poster mentions opening a bank account in China but then states that is ‘difficult to get one’s money out unless one knows someone in China’ that certainly doesn’t sound a well thought out plan on financial safety. I don’t know anyone in China and even if I knew one person in China what if that contact disappears? He suggested placing funds in several other nations but didn’t mention that many countries now do not want to open a US citizen bank account because of the onerous financial laws based in the USA and imposed upon other nations.

Obtaining ‘dual citizenship’ was suggested but it takes a minimum of four years plus he failed to mention the long arm statutes of the US government to claw back the former US citizen’s assets for several years after achieving an alternative citizenship. Nothing was mentioned that in some other nations, it is not legal to purchase supplies of one’s well being. Some of the other nations require that the American produce evidence of being adequate funds to enter their country and to sustain themselves. I call this as a major ‘mark’ for an American living abroad — whether one becomes a citizen of the new country or not, an American will be seen as wealthy and thus a target for kidnappings. I was reading some place of an American woman who was stuck in her Central American safe zone when the businesses refused to accept her US dollars for payments of goods and services. In
Brazil, one of the nations suggested as an alternative nation for a dual citizenship, that nation has been urging its business owners to force all American dollar holders to take them to a bank to be exchanged into the local currency. Great! What a mess if one’s source of income is based in US dollars and suddenly the host nation refuses transactions/ exchanges of US Dollars?

I would personally hate to be an American living abroad when that nation and its people turns hostile to all foreigners. I would hate to be stuck in some awful high rise apartment surrounded by a sea of humanity that riots in the streets if their currency collapses (think: Argentina). Many of these other nations have roving gangs of bandits and, as troubling as the US gangster groups are, they are nothing compared to being a foreigner living abroad who encounters the highway bandits.

Take a look at the discussions taking place throughout Europe. They are talking about panic plans to shut down border crossings for as long as two years and to prevent currency movement. Image living in southeast Asia and trying to get access to one’s bank account in France if this shut down were to take place.

Then there is the cultural problems and the possible language problems. My parents spoke numerous languages and when they lived abroad in Europe, they were met with significant rudeness by Europeans who disliked Americans. My parents’ language accents were such that they would have sounded like natives, unlike my speaking abilities it would clear to everyone that I was speaking the foreign language with an American accent.

A friend’s son is currently living in Brazil and he is horrified by the abject poverty of the people. Where he is living in Brazil, they are having a severe drought which is so bad that he is only capable of hauling water in a bucket and taking a sponge bath. Living like the locals? – “Just Me”

JWR:
That was an interesting article by Peter H. so I will send it out to friends. Being mobile makes sense.  Stockpiling many things will just tie you down if you have to relocate if things get crazy (riots, looting, mayhem etc).  There is little protection from mobs descending on a farm/retreat with only a small number of people to protect it. – L.A.M.

JWR Replies: I disagree with you, L.A.M.. If you carefully you pick a retreat that is truly remote and off the beaten track, then it won’t be in the path of urban refugees or looters. And if your retreat is well-defended, then looters with common sense will move on to easier pickings, rather than take casualties.

Also, we need to consider that the farm confiscation mobs in Zimbabwe that Peter mentioned were state-sponsored, so the police and army were no help to the landowners. (In fact, in many cases they helped transport the ZANU-PF thugs to the farms!) Unless our own government gets grabby, then we will have at least limited recourse to the law–and local law enforcement–to help back us up.



Economics and Investing:

Steve C. chalked up this one: Social Explosion Concerns in Greece Following Election

Pierre M. sent: Debt crisis: Greek government will be forced to seek third bail-out

B.B. suggested this: Thanks Obamacare: 83% of Doctors Surveyed Say They May Quit

Spanish short-term debt costs reach alarm levels. (Thanks to Sue C. for the link.)

Items from The Economatrix:

Europe on the Brink as Greek Crisis Comes to a Climax

City By City, Here’s Your Guide To The Painfully Slow Economic Recovery

Signs Of US Weakness Mount As Confidence, Output Fall

Payrolls Climb In 27 US States, Jobless Rate Rises In 18



Odds ‘n Sods:

Another Self-Reliance Expo will be held in Dallas, Texas, July 27-28, 2012. Their most recent event (in Colorado Springs, Colorado), was a huge success. OBTW, wear your SurvivalBlog T-shirt or hat and see who you meet.

   o o o

Michael R. suggested this scholarly piece in Science magazine: Generic Indicators for Loss of Resilience Before a Tipping Point Leading to Population Collapse

   o o o

David Nash of the excellent Shepherd School web site wrote to mention that their extensive free reference library (thousands of military and firearm manuals) has just been revamped to make it better organized.

   o o o

The staff of Radio Free Redoubt has announced TEOTWAWKI Readiness EXercise (TREX) 2012 for August 10-11-12, 2012. (Friday through Sunday.) Get involved!

   o o o

Charming news, by way of Reader J. McC.: Flame virus can hijack PCs by spoofing Windows Update





Note from JWR:

Today we present another two entries for Round 41 of the SurvivalBlog non-fiction writing contest. The prizes for this round include:

First Prize: A.) A gift certificate worth $1,000, courtesy of Spec Ops Brand, B.) A course certificate from onPoint Tactical. This certificate will be for the prize winner’s choice of three-day civilian courses. (Excluding those restricted for military or government teams.) Three day onPoint courses normally cost $795, and C.) Two cases of Mountain House freeze dried assorted entrees in #10 cans, courtesy of Ready Made Resources. (A $350 value.) D.) a $300 gift certificate from CJL Enterprize, for any of their military surplus gear, E.) A 9-Tray Excalibur Food Dehydrator from Safecastle.com (a $300 value), and F.) A $250 gift certificate from Sunflower Ammo.

Second Prize: A.) A Glock form factor SIRT laser training pistol and a SIRT AR-15/M4 Laser Training Bolt, courtesy of Next Level Training. Together, these have a retail value of $589. B.) A FloJak FP-50 stainless steel hand well pump (a $600 value), courtesy of FloJak.com. C.) A “grab bag” of preparedness gear and books from Jim’s Amazing Secret Bunker of Redundant Redundancy (JASBORR) with a retail value of at least $300, D.) A $250 gift card from Emergency Essentials, and E.) two cases of Meals, Ready to Eat (MREs), courtesy of CampingSurvival.com (a $180 value) and F.) A Tactical Trauma Bag #3 from JRH Enterprises (a $200 value).

Third Prize: A.) A Royal Berkey water filter, courtesy of Directive 21. (This filter system is a $275 value.), B.) A large handmade clothes drying rack, a washboard and a Homesteading for Beginners DVD, all courtesy of The Homestead Store, with a combined value of $206, C.) Expanded sets of both washable feminine pads and liners, donated by Naturally Cozy. This is a $185 retail value, D.) A Commence Fire! emergency stove with three tinder refill kits. (A $160 value.), and E.) Two Super Survival Pack seed collections, a $150 value, courtesy of Seed for Security.

Round 41 ends on July 31st, so get busy writing and e-mail us your entry. Remember that there is a 1,500-word minimum, and articles that relate practical “how to” skills for survival have an advantage in the judging.



Don’t Stockpile, Get Global — Conversations with a Rhodesian Expat and Being Financially Global, by Peter H.

Some friends recently bought a self sustaining bit of farmland in the American Redoubt. Part of it was a desire to get back to the land, part of it was for safety and security in a future TEOTWAWKI situation. I wished them well and was impressed with the desire to get back to the land. But deep down I don’t believe that a remote farm is necessarily safe, defensible, or a better bet than being mobile. It comes down to a conversation I had with a Rhodesian (Zimbabwean by passport, but he called himself Rhodesian) expat in Thailand about a decade ago.

This was a man who owned a family farm and knew others who owned farms. He decided to leave Zimbabwe before the height of the farmland grabs, just after a mob came for some friends of his. These friends had plenty of stockpiled weapons and ammunition; they had water, food, and ham radio contact with nearby farms. But what they didn’t have was the hundreds (note this is what I was told, so I am unsure if this number is an exaggeration) of people that the mob that came for their farm had. Their guns were useless against this large mob. They couldn’t just shoot indiscriminately into the crowd without drawing the ire of the military [which was tacitly supporting the farm invasions]. Shots fired to try to disperse the crowd led them to charge. The sons at the farm were seriously beaten up trying to stand their ground. The family made it out in a pickup truck, leaving behind their stockpile of guns and ammunition, which with their farm went to the Mugabe regime.

Seeing this writing on the wall, the man sold his farm at a huge discount to the workers who worked on the farm. His hope was they could maintain the farm intact. At least he could have a legacy for his family farm if he could not keep it financially. Unfortunately even these workers ultimately lost the farm to the “war veterans” of the ZANU-PF. The irrigation system got stripped, the farm got parceled up into unproductive one acre lots. The man left for Thailand, ran a tour company, and as of that point in time never returned to his country. I met him in 200. The land grabs continued throughout the next decade.

Some people did try to stay and fight for their land in Zimbabwe. Most notably Mike Campbell and Richard Etheredge took the Zimbabwean government to court in a tribunal of judges of the South African Development Community (SADC) regional trade bloc. For opposing the government the Etheredges were threatened with their lives and had their belongings ransacked. The New York Times reported:

“The gang had looted the three family homes on the farm of all but the large mounted heads of an eland and a kudu, according to photos taken before and after the invasion. They used a jackhammer to break through the foot-thick wall of the walk-in safe. The haul from the homes and the farm included 1,760 pounds of ivory, 14 handmade guns, 14 refrigerators and freezers, 5 stoves, 3 tractors, a pickup truck and 400 tons of oranges, the family said.”

The Campbells suffered a far worse fate:
“[A] far more violent farm invasion occurred at the home of Mike and Angela Campbell, also here in Chegutu. Mr. Campbell, 76, was the first farmer to take on Mr. Mugabe before the tribunal.
A gang came that Sunday afternoon, pouring out of a pickup truck and a bus, Mrs. Campbell said. Her son-in-law, Ben Freeth, 38, said that he was bludgeoned with rifle butts and that his skull and ribs were fractured. Mike Campbell was also severely beaten.
Mrs. Campbell, 66, said she was dragged by her hair, after her arm was broken in multiple places, and dumped next to her husband. The doctor who treated them in the capital, Harare, signed affidavits confirming the severity of their injuries.” [JWR Adds: Their story was well documented in the film Mugabe and the White African, which is available via Netflix streaming.]

During Mugabe’s inauguration the Campbells were abducted and tortured until they signed a formal withdrawal of the case from the SADC. The son had his feet beaten, a common form of torture in Zimbabwe which often leaves people crippled for life. The case ultimately went forward and the SADC ruled in favor of the Campbells. The Zimbabwean government withdrew from the SADC August 7th 2009. The farms were burned down August 30th 2009. In April 2011 Mike Campbell died; his family says it was due to complications from having been tortured.

Ultimately these seizures did not turn out to be a wise national policy, leaving economic ruin:
“By contrast at least 90 per cent of formerly white-owned farms – more than 20 million acres – lie fallow since Mr Mugabe began chasing whites off their rural properties, while agricultural exports, which once earned 40 per cent of Zimbabwe’s foreign exchange, have collapsed, and more than half the population needs food aid.”

Zimbabwe used to be a rich food exporter with a dollar that was on parity with the British pound. Money printing combined with the erosion of exports destroyed that. But totalitarian regimes have the interest of control not prosperity as their main focus.

Why am I sharing all of this? Well the man in Thailand’s story has had a big impact on me in strengthening my resolve that I never want to live in a totalitarian country. This has had the effect of making me a lot more global in my thinking. I’ve worked and traveled in enough countries close to the bottom of economic and development indicators to know it is a long way down (US is #4 right now), but I also have seen that even in countries with histories of free speech or democratic process, it is possible to slip into a totalitarian state over a 20-30 year period. Contrary to many survival based forum conceptions, that if the money dries up so will the government involvement in your life, I believe that as the money gets tight governments get more repressive and controlling (look at North Korea, Myanmar, Zimbabwe, Romania in the 1980s). Desperate measures get taken in the name of security of the state, and the population is left to adjust, those who don’t fall in line or leave get crushed. Sadly not just in Zimbabwe, but elsewhere, Congo, Guatemala, Haiti, people in rural areas seem to see some of the worst atrocities by the state (this differs in all out conflicts like Bosnia where urban areas would be battlegrounds).

Totalitarianism is my biggest survival concern. Now I’ve been through enough natural disasters that I have enough food and have backup energy and water systems to make it comfortably through a couple months of grid down. But I live in an east coast city, I rent an apartment, other than the aforementioned food I don’t really have stockpiles. I don’t have much attachment to any of my stuff, my wife and I have been known to just uproot and go live in foreign countries. Normally I’d be the antithesis of a survival type. But being primarily concerned about economic collapse and the loss of freedom, stockpiling for scarcity is not in my strategy.
I feel economic decline will take a while. Not to say that portions of that slide won’t happen quickly creating Russian or Argentine style shortages and bank holidays, but there will be time to see things changing and get out. The important thing is having the hard currency and flexibility to be mobile, even if everybody else in the US has a frozen bank account.

Working largely in the international development industry I don’t have much, but I am more global than most. I am liquid in a basket of currencies with bank accounts around the globe and I’d recommend this to others. There is nothing mysterious about doing this, you have to file extra forms to the IRS annually (FBAR), but it is perfectly legal and relatively easy to maintain offshore accounts especially in this age of online banking.

My hope is that when the SHTF in the US if things look dark for the future of freedoms here I’ll be tied into businesses on a global stage that can guarantee my revenue and I’ll be left living in relative style in some comparatively untouched global city. Even when things go down hill, like during WWII, there are still locations of wealth and safety. It’s a bet that I can find and work my way into those places, but it is a bet I’d take any day over stockpiling ammunition and trying to survive a gunfight in the countryside.

If you want to make a start at international banking I’d suggest the following resources (disclaimer, all banks are subject to health concerns in this climate, laws governing international banking vary from country to country, so do your own research):
Bank of China: minimum $500 for a Yuan account. This, however, is very restricted. This is only a savings account not a checking. It is hard to get your money out of this account if you don’t know people in China.
Isle of Man: £2,500 minimum deposit for British pound, Euro or Dollar accounts. Get an international Visa card.
Multiple Countries in the Caribbean: bank in multiple Caribbean countries. Apply as a non-resident. Hold CHF accounts.
Multiple Countries: Enroll to be a student for a semester and then get a bank account and keep it.
Multiple Countries: Start a local business, get a bank account.
Multiple Countries: Pay a law firm to set you up with a bank account and a holding corporation.
As for managing your affairs in the US, I recommend services such as, online bill pay, Google Voice, Earthclassmail and PostalMethods to virtualize your communications.

What about citizenship? Well it is possible to move around as a “perpetual traveler” (PT). But dual citizenship is something you can work on depending on what country you are in. Most countries have pathways to citizenship that are less onerous than existing US laws. “For example, you can became a citizen… 

…of Ireland if you have an Irish grandparent.(1)(2) 
…of France if you’ve lived and paid taxes for five consecutive years.(3)(4) 
…of Brazil if you’ve lived and paid taxes for four consecutive years.(5)(6)  “

My advice to others is get global resources in place now that enable you to become an expat and not a refugee. If I have learned anything from people who live in poor and repressive countries now, it is that if you are skilled and educated this strategy can be a good one for your family. Pick a few countries and get to know them (knowing multiple languages opens significantly the options for where you can go on the globe). Globally, historically, diaspora tend to do well in countries with resources, especially in the second generation.

I think you will see a lot more migration when things start to get tough. I believe this is a good thing. Not everybody is meant to be a self sufficient farmer (I know this, I used to be a farmer), and there are worse things than planning now so you can find yourself running a small business in Thailand or Norway or New Zealand talking about how you got out before it all fell apart. Finally, if it doesn’t all fall apart there is nothing unsound about having diversified international revenues even if you are staying put.



A Taste of TEOTWAWKI, by Anne S.

I never realized how dark and eerie our house could be.  Even at night, there were usually two or three nightlights casting their brave glow to prevent midnight mishaps. But on this evening, there was no electricity to power this smallest of luxuries.  Another thing I noticed as I kept vigil over my sleeping loved ones by emergency candle light was the extreme, echoing silence.  There was no fan humming in my son’s room. There was no whir of the compressor cycling on and off in the refrigerator.  There was no air blowing through the central air unit of our home.  Instead there was lingering, creeping silence that accompanied the knowledge that it would be a long time before normal service was restored.

This may sound like the beginning of an apocalyptic horror movie, but in truth, this is what happened in my town after the Super Outbreak of tornadoes on April 27, 2011.  We experienced our own localized TEOTWAWKI when an EF4 tornado ripped through the center of town on its 38 mile long trek of devastation.  The world as we knew it was about to shift dramatically.

The day started off with tornadoes ripping up the town just south of us in the pre-dawn hours.  Everyone was tense as the Weather Channel meteorologists were forecasting a TorCon index of 9/10; the highest numbers they had ever seen.  Yet, we all felt comforted by the fact that storms seem to veer off before hitting our town.  We have weathered many near misses and become a bit complacent.  At 3:00 PM, me, my 15 year old son, my 72 year old Mom and Dad, and my 92 year old grandmother sought refuge in a back basement bedroom of my downstairs apartment as the tornado sirens blared.  The camera located on the tallest building in the center of town provided an excellent view to the local News Channels of the half mile wide tornado as it barreled straight towards us. 

Like most people who are confident that disasters only happen to others, we stood on the driveway after the power went out.  It wasn’t until we realized we were looking up into the center of a side funnel and we could hear the tortured wailing of the winds in the main tornado that we ran like frightened rabbits to the back basement bedroom.  We were lucky that the true devastation started a block away from our house. After the tornado sirens stopped, the police, fire-engine and ambulance sirens began to scream only a few blocks over.  Within the city limits, 910 homes and 98 businesses were damaged.  

As we huddled in the dark, listening to more storms rumble by, we expected things to return to normal within an hour or two.  What no one knew at the time was that the Super Outbreak had destroyed almost all the large high voltage transmission towers that brought electricity into our substation from the north.  We were without grid electricity for six days and without cable television and Internet service for 12 days.  Gasoline was scarce for three days.  Land line phones were inoperable for 21 days.  Cell phone service was sketchy for nearly a month.  Also, schools were closed for 12 days.  Our cushy world as we knew it had suddenly ground to a halt. 

Let me start by stating that I’m not your average “survivalist.”  In fact, I don’t personally own a stitch of camouflaged clothing.  I’m a middle-aged, overweight, desk-driving, city dwelling, mother of one.  I don’t like camping and my idea of roughing it is to pitch a tent on the drive-way so I can come into the house whenever I need something.  I hate baiting hooks for fishing, and the only things I like to shoot are aluminum cans. 

I never made a conscious effort to prepare for the end of the world as we know it.  Sure, the thought that some cataclysmic event could disrupt our cushy every-day lives has always lurked in the back of my mind, but I never acted on it in a big way.  Despite the fact that we did not have an organized response to a disaster, we survived quite well due to several things we had set into motion over the past few decades. 

Our location was selected for a number of factors.  We chose to live in town, to be close to hospitals and utilities.  Our electricity is never out for very long, due to the numerous grids that can be used to reroute power around problems.  We also chose a home with a basement, which is crucial when living in tornado alley. 

The first necessity for survival was food.  My mother and I have always kept an emergency supply of non-perishable food in the basement. She began this practice in the 1970s, during the Cold War.  As children, we thought it was normal to have extra food in the basement.  Of course, raiding the stash to snack on the powered Jello didn’t help her, but we sure enjoyed it.  She stopped for many years, but then started stockpiling peanut butter and jelly again in 1999.  It started out as “Y2K supplies.”  When that didn’t result in grid disruption, those supplies were renamed as “tornado supplies.”  In the winter, we jokingly renamed them “ice storm supplies.”  This wasn’t some organized, labeled food storage.   We just stuck extras of what we normally used in some boxes in the basement.  To prepare food we used the propane barbecue grill and the side burner while we were without electricity.

The second necessity we had prepared in advance was electricity.  Since weathering Hurricane Fran and ice storms in North Carolina in the 1990s, we have never been without a generator.  Years ago, we had an electrician wire a separate breaker box into the house so we could power most of the house, most of the kitchen appliances, and the HVAC unit by plugging in the generator.  Also, I have had a inverter box in my van for road trips for years which allow us to plug in regular appliances to an outlet that is run off car battery when the engine is idling. We used this to recharge our phones, laptops and fluorescent lanterns.

The third necessity we required was information.  Our first line of access was a wind-up radio.  My Dad’s reason for buying this was not disaster related.  He simply got tired of replacing the batteries in his radio that he listened to daily.  With this, we could get information on more storms coming through, as well as the condition of our town, and the availability of limited resources, like gasoline.  We also had cell phones that could generate a Wi-Fi hot spot.  Although we couldn’t use them to make calls, our phones allowed us to reach out and connect with the outside world through the Internet.  Facebook was a Godsend since people were creating pages for the City where vital information was shared.

One resource we did not expect to be scarce was gasoline.  Apparently, very few gas station owners were prepared for an extended period of time with no electricity.  On the first day after the tornado hit, there were only two gas stations that had the foresight to purchase generators for such an emergency.  The lines of cars queued up there were staggering. 

We were lucky, in that we had five full gas cans for the lawnmower.  After a failed attempt at purchasing more gas, we rationed the generator by running it only three times a day to keep the freezer cold and several hours at night.  Next we started siphoning gas out of our vehicles.  We started with the least necessary vehicle. We reasoned that the last to go should be my mini-van, since it can hold the most people, and got the best gas mileage, in the event we decided to evacuate.  So, with this plan, we were set to weather several days without gasoline.

One resource we didn’t have to worry about during this localized TEOTWAWKI was water and waste.  Our water treatment plant was not damaged, and the service was not interrupted thanks to back up generators.  Though since that day, we have had the opportunity to suffer the loss of these luxuries due to non-disaster plumbing disorders.  We have become quite efficient at what I call a Japanese shower, where you wet and soap your body with a washcloth, then only turn on the shower to rinse off.  We did not drain the tub, and used that water for flushing the toilet.  Waste management is something we do not have a solution for yet. 

Our safety was not an issue as we were fortunate to not suffer any criminal activity as a result of this TEOTWAWKI.  At the time, our only defense was a very old, pistol and a shotgun with one box of ammunition.  Luckily, there was no breakdown in civility in our little town as might be expected in an extreme disaster.   

I am proud how our town of 18,000 responded to this disaster.  Several churches set up cook centers for food that was about to spoil, and to provide meals to senior citizens, government employees and workers.  Charging stations were set up at local shelters to charge phones and battery powered tools.  Volunteers and sports teams from the high school mobilized to help clear debris and cut fallen trees.  Government offices were open to help citizens get permits to be able to drive through downtown.  Police and National Guard were mobilized to help with directing traffic and prevent looting.  Tide mobile laundry service came to town to provide clothes washing facilities.  Trucks loaded with bottled/canned water drove through the affected areas handing out water to whoever wanted it.  It was a wonderful affirmation of all that is good in human nature.  

The End of the World as we know it doesn’t have to be an event that impacts the entire world.  Sure, there will always be the looming threat of global catastrophe, but it’s the “as we know it” part that we experienced in our localized disaster.  You never know what you’ve got until it’s gone.  Our outlook on the world changed that month.  People no longer scoff at tornado warnings.  Storms are watched more closely.  Schools close more readily when severe weather threatens.  More families are prepared because they purchased some of the items they needed to survive that month.  Cities are purchasing and installing community storm shelters. 

My family no longer teases us about our TEOTWAWKI supplies.  They simply nod and feel more secure knowing that we are taking steps for the next event. I doubt I will ever have a fully stocked “retreat” outside of town, but are doing what we can.  We are taking baby steps that will add up to a solid plan for coping with a disaster.  If this middle-aged, overweight, desk-driving, city dwelling, mother of one can be prepared, then so can you. 

What we had before the Super Outbreak of 2011:
-Generator
-Second breaker box for generator to run essentials
-Coleman lantern and Emergency long-life hurricane/tornado candles and hurricane lamps and oil.
-Night lights that become flashlights when the power goes off.
-Non-perishable food and paper items in storage.
-Propane grill with a side burner eye and an extra tank
-Power converter for van – used to charge cell phones and laptops.
-Internet access via cell phones
-Internet hotspot via smart phone.
-Blue ice blocks to keep in the freezer or use for emergency coolers.
-Several tanks of gas for the mower/generator.
-Filled up the tubs with water and filled 10 gallon jugs with filtered water.
-Important papers and prescriptions in satchel. 
-Folding chairs for safe room.

Additional steps taken after tasting TEOTWAWKI:
Researched solar powered water heaters, solar and wind resources for electricity. 
We have purchased a solar charger and plug adapter for small appliances.
We have purchased a camping solar hot water shower bag for emergencies.
Researched pedal powered generators.
Researched storable food stuffs.
We have tried several freeze-dried meals from a camping supply store.
Researched water collection systems.
Designated ICOE (“In Case of Emergency”) contact person.
Came up with our own list of supplies in the event of TEOTWAWKI
Inventoried our battery powered tools.
Researched tents and sleeping bags.
Researched reusable defensive weapons that do not require gun powder or gunsmithing.
Practiced fire starting with flint.





Letter Re: Advice on Canadian Nickels

Mr. Rawles,
This is a response to Patrick S. letter concerning Canadian Nickels.

I previously sent a post to you on the topic of sorting Canadian pennies and there was an excellent response related to Canadian nickels.

Since then there has been a development in that the Canadian government has discontinued issuing new pennies.

To this effect, I no longer bother sorting pennies.  In the spirit of your recent post concerning the possibility of bank holidays in the US (which I believe will could happen in Canada), I keep every penny I find regardless of if they are debased or not.  When my children are a little bit older and the melt value of the non-debased coinage is substantially higher than it is now, I believe I will just have them sort through and use the debased pennies as their allowance money. 

Moreover, in the event of a hyperinflation and currency collapse, I suspect even the fully debased Canadian pennies (and even nickels) will actually be a better hedge on inflation than paper bank notes, as the melt value on those coins are between 1/100 and 1/1000th of their face value.

As for sorting Canadian nickels, I’d like to offer some tips I’ve picked up after recently starting.  Some of these points may well be valid for your American audience when the US nickel under goes debasement.

The first is whenever you receive small change for a transaction, always ask for it in nickels.  When the cashier at a store gives them to you, sort them on the spot, separating the debased nickels from the non-debased ones.  It is good to have a coin purse with three sections specifically for this purpose.

Secondly, are some pointers for if you are going to a bank to pick up rolls coinage.  For nickels don’t bother sorting rolls that appear machine rolled.  These typically contain nickels fresh from the mint that contain nothing but fully debased ones.  You can tell the machine rolled ones, because they either are fully sealed plastic rolls, or paper rolls with crimped ends that obviously could not be rolled by hand.  Hand rolled nickels usually come in paper roles that are folded at the end or rigid plastic roles that have a pocket or buttons to close it.

When dealing with the banks, don’t arouse suspicion as well by rejecting the rolls at the bank.  Take them to a Tim Hortins and buy a coffee and doughnut, or use them as change for other small transactions (garage sales are great for getting large amounts of nickels and pennies), or keep them at home with your cache of currency as the change you will immediately use in an emergency (keeping the non-debased nickels as a generational store of wealth).

Also, try to find out the day of the week that your bank rolls all the coins they have brought in by customers and go on that day to pick up both pennies and nickels.  That is the day they are usually swimming in rolls of mixed bag nickels and pennies.

Lastly on the topic of collecting rolls of nickels (or pennies) from the bank, is do your fellow survivalist a favour if you decide to re-roll and return nickels or pennies to the bank.  Put a discrete, cryptic little note on them indicating something like “2000+” that anyone with a like minded idea would have.  Most bank cashiers I’ve dealt with don’t care and this saves others (and possibly yourself) the trouble of having to go through a roll and come out empty handed.

The last topic, when sorting both Canadian nickels and pennies, don’t bother to sort them by their specific series.  We are fortunate in Canada that any nickel before 1999 is not fully debased, with the 1982 to 1999 nickels still having almost a $0.045 melt value.  For nickels, if you see “19xx” as the mint year – just keep it.  It’s quite easy to identify those nickels as the profile of the Queen on most of those coins is the younger version of her with a certain crown.  Also, all debased coins have the Royal Canadian Mint symbol on it, so that is an easy identifiable mark for you to filter those coins out.  Again, one day I’ll probably have my kids go through and further sort those coins, and for that reason, it is probably a good idea to print out the coinflation.com/canada or wikipedia pages with the specific years for nickels and pennies.

Once you get into a rhythm, it’s actually pretty easy to identify which coins are debased and which ones are not.

Hope these tips help! God Bless, – Nick L.



Economics and Investing:

Ed H. sent this: European press: Hollow victory in Greece.

Meanwhile we read: Euro crisis far from over, stock analysts warn. (In essence, the EU is just forestalling the inevitable.)

Michael H. sent this: Get Ready for the Coming Social Security Fight

The global addiction of central banking stimulus – Contagion spreads to Spain as 10-year edges to 7 percent. Life in a perpetual quantitative easing world.

Mike in Pennsylvania suggested this: Bank: We’re defaulting, but don’t you dare

F.G. sent this: Chaos: Spanish Coal Miners Fire Homemade Rockets at Police to Protest Austerity

File under Caching and OPSEC: Ashland buried treasure stolen?

Items from The Economatrix:

Foreclosure Activity Jumps in Troubling Sign for Housing Recovery

Those Who See Will Survive The Coming Monetary System Collapse

The Euro’s Collapse Is Not Just About The Euro

Lloyd’s Preparing for Euro Collapse

Data Points To Soft US Economy, Possible Fed Action



Odds ‘n Sods:

Hold your horses, folks! I just noticed that my upcoming novel “Founders” has jumped from #100,000 to around #3,400 in the Amazon Best Sellers ranks. Please wait until the release date (September 25, 2012) to order your copy. By using the “Book Bomb Day” method (concentrating thousands of orders on one day), I hope to maximize the “splash” of the book, and drive its rankings to the Top 20 on Amazon.com, and to the Top 100 of the New York Times bestsellers list. Many thanks for your patience!

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Cheryl (The Economatrix) found this: It’s Almost Time To Panic:  Five Disasters That Could Push Humanity Off The Cliff

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M.E.W. sent this bit of Walter Mitty daydreaming fodder: Rheinmetall Defense outfits Volkswagen Amarok for world conquest. (Of course that pintle-mounted M2 .50 Browning makes a great “Pocketa-pocketa-pocketa” sound.)

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Fahrenheit Error Code 451: ‘Web Page Censored’ Code Proposed

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Scooby say “Ruh-ro”: What if Stuxnet rebounds on us? U.S. power grid vulnerable to attack



Jim’s Quote of the Day:

“I can feel the weather changing,
I can see it all around.
Can’t you feel that new wind blowing?
Don’t you recognize that sound, that sound?
And the Earth is slowly spinning,
Spinning slowly, slowly changing.”
– Neil Young: Rumblin’, 2010



Note from JWR:

Today we present the first in a series of articles by our Medical Editor, Dr. Cynthia Koelker, as well another product review by our Field Gear Editor, Pat Cascio.