Economics and Investing:

News about the results of the Federal Reserve’s “Stress Test” got out, and it sent a shock wave through the financial world. The news was quite disturbing. Although with the caveat that it is not yet confirmed, I recommend reading the summary at Hal Turner’s web site.

Reader “NDSS” mentioned this bit of much-needed common sense from Charles Hugh Smith: Why a 50% Drop in Housing is Not the Bottom. JWR’s comment: Anyone that thinks that the US real estate market will soon “recover” is dreaming. The peak in Alt-A and Option ARM mortgage rate resets won’t be until 2011. And since home mortgages are a major asset of the American banking industry, it won’t be until after real estate bottoms that the banking industry will have any chance of pulling out of its downward spiral.

Norm in Maryland suggested a piece on the potential highs for gold and silver that was posted at Gold-Eagle.com

Items from The Economatrix:

Dow Plunges 290 on Worries about Banks’ Soured Loans

Weiss: Big Bank Profits are Bogus! Massive Public Deception

Gold Price Could Hit $1,500

Hedge Fund Managers Buy Gold Futures

US Economy Facing “Substantial Risks”


Mortgage Industry Changes Throw New Hurdles in Borrowers’ Way

Why A 50% Drop in Housing is Not the Bottom

Banks Must Brace For New Losses

Thin Ice From Here to the Horizon

GE Profits Plunge By 1/3

US Clutches at Straws of Recovery

California Jobless Rate Tops 11%

Skousen: The Economy–Hyping Hope While Peddling Fear

Will Public Pensions be the Next Bailout?

From the latest issue of Time magazine, The New Frugality: The Organic Gardener

Russia’s Nuclear Attack on US May Start with Major Banks