Jim,
I liked Rolf’s idea for a reply to the “I’m coming to your house” comments. I like to say: “If you got in a car wreck, you wouldn’t expect my car insurance to cover it would you? No, of course not, that’s what you have your own car insurance for. If your house burned down, you wouldn’t expect my house insurance to cover it would you? No, of course not, that’s what you have your own house insurance for. So, how would it be any different in a disaster. Do you think my disaster insurance should cover you in the event of a disaster? No, of course not, that’s what you have your own disaster insurance for.” If they answer with some kind of belligerent remark about coming over anyway, you can always casually mention that you also stock up on large quantities of ammunition. That usually seems to make them think again about what they just said. – Matt, U.P. of Michigan
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