Home Insurance 101 – Part 2, by C.J.
(Continued from Part 1. This concludes the article.) Having the Right Policy If you own a farm, ranch or if you have livestock, you most likely will need a farm policy as opposed to a standard homeowner’s policy. Farm policies will offer coverage a standard homeowner’s policy doesn’t offer. Many policies will offer coverage for your livestock and equipment such as tractors, steer skids, etc. Many homeowners’ policies will have strict eligibility requirements for livestock as well as acreage. If your home is outside the typical track home scenario, it is best to verify with your agent that what you …