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Interesting photo of the home for sale in Michigan, I noticed one photo shows the home on an outside curve of the river. The lack of vegetation, and sharp cut on the top (compared to the inside bend)shows that the hillside is sloughing off from any river’s tendency to cut the outside bank. Carefully look at the physics of land before purchase.
Unless the river has cut through rock, the outside of a bend is not a place in which to invest money. Floodwaters can erode far more than people can believe.