Economics and Investing:

I just noticed that the silver to gold price ratio has bounced back up to 52-to-1. (It is wise to study these charts.) In my estimation, we have reached another good opportunity to ratio trade out of gold coins and into silver coins, especially for anyone that is over-invested in gold. Be sure to sell gold on a peak day, and buy silver on a dip day. Before this decade is out, I predict the Ag/Au ratio will be under 30-to-1. And by the time we pass our coins on to our great-grandchildren, the ratio may be as low as 15-to-1.) Trust me, they won’t sneer at silver.

Pierre M. highlighted this sobering article: America’s Debt Is Greater than Entire Eurozone’s (and U.K.’s) Combined Debt

Frequent content contributor Diana V. sent this: Millions of Americans Are ‘Squatting’ in Own Homes

R.C. mentioned: Five Alternative Investments To Protect Your Wealth From Inflation

G.G. sent this sign of the times: Tax refunds being used to pay for bankruptcy filings

Timothy R. sent this: Dividing the Food Dollar. The bottom line: Avoid processed foods. Not only will you save money, but you will also be eating more healthy foods. Whenever possible, buy at your local farmer’s market.

G.P. sent this: China Gives Currency More Freedom With New Reform