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Economics and Investing:

I just noticed that the silver [1] to gold [2] price ratio has bounced back up to 52-to-1. (It is wise to study these charts [3].) In my estimation, we have reached another good opportunity to ratio trade out of gold coins and into silver coins, especially for anyone that is over-invested in gold. Be sure to sell gold on a peak day, and buy silver on a dip day. Before this decade is out, I predict the Ag/Au ratio will be under 30-to-1. And by the time we pass our coins on to our great-grandchildren, the ratio may be as low as 15-to-1.) Trust me, they won’t sneer at silver.

Pierre M. highlighted this sobering article: America’s Debt Is Greater than Entire Eurozone’s (and U.K.’s) Combined Debt [4]

Frequent content contributor Diana V. sent this: Millions of Americans Are ‘Squatting’ in Own Homes [5]

R.C. mentioned: Five Alternative Investments To Protect Your Wealth From Inflation [6]

G.G. sent this sign of the times: Tax refunds being used to pay for bankruptcy filings [7]

Timothy R. sent this: Dividing the Food Dollar [8]. The bottom line: Avoid processed foods. Not only will you save money, but you will also be eating more healthy foods. Whenever possible, buy at your local farmer’s market.

G.P. sent this: China Gives Currency More Freedom With New Reform [9]