“Homeowners Associations [HOAs] are the classic definition of a tyranny. HOAs are a level of government, with the power to tax, legislate, judge, and punish its citizens.” – Michael Reardon, as quoted at: http://www.ahrc.com To continue my train of thought on Criteria for Choosing Your Retreat Locale… You will gain several advantages if you live outside of city limits. You will avoid city taxes. You will most likely be on well or spring water instead of city water. In many cities because of zoning laws it is illegal to drill your own water well–since the utility companies want to maintain …