(Continued from Part 1. This concludes the article.)
On the federal Holiday in the first week of this October, I was involved in a traffic accident that resulted in my truck getting “totaled” by my Insurer. My truck was 13 years old, I bought it brand new for an unbelievably great price. I had put 229,959 miles on it. In fact, I was taking it to the 330,000 mile oil change when the wreck occurred. My insurer gave me just $9,000 for that total loss I was pleasantly surprised by this sum. I am going to replace this truck with another truck because I live at an elevation that has put 21 inches of snow into my driveway on Memorial Day weekend! So, needless to say, having a four-wheel drive truck is a requirement here.
I was looking at the price of replacing that “old girl” with a younger hotter girl. Sticker shock is a great way to describe the feeling. They cost is well over $12,000. Because I am a military retiree, I try to keep a comfortable monthly budget, I am still working full time for the Federal Government, and I work two nights a week at a nationally-recognized sporting goods store. This third source of income is my fun money. I pretty much spend this whole paycheck on cool “durable goods” and ammunition, which I get an employee rate that is oh so sweet.
So my budget is tight, In order for me to avoid living paycheck-to-paycheck, I will have to dip into my savings to make a contribution to supplement the $9,000 from the insurance. If I put nothing down, the truck payment on the new 4X4 will come to about $740 a month. NO SIR!!! Even though I can do it, I refuse! I intend to once again sell 160 ounces of my silver. This will net me a little under $4,000 for the new truck down payment, bringing my sum to 13,000. I also have a few things in my possession that I am parting with netting me another $2,000.Continue reading“Serious Silver Stacking – Part 2, by East Sierra Sage”
