Household Finance & Couponing – T.A.
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Yellen Speak Translated into Plain English – would be even funnier if it weren’t all so serious. – T.A.
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SILVER INVESTORS: Why The Next Financial Crisis Will Be Different
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Household Finance & Couponing – T.A.
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Yellen Speak Translated into Plain English – would be even funnier if it weren’t all so serious. – T.A.
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SILVER INVESTORS: Why The Next Financial Crisis Will Be Different
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Gallup Poll: 75% See Widespread Government Corruption – T.A.
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Utah Supreme Court allows self-defense at work – G.G.
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I Will Follow God – B.B.
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Is North Korea concealing a nuclear missile from U.S.? – C.L.
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Top 20 Photos of Helpless Muslim Refugees in Europe You’ll Never See in Legacy Media – B.B.
“And it came to pass, that, while they communed together and reasoned, Jesus himself drew near, and went with them.” – Luke 24:15 (KJV)
On September 19th, 1778, the Continental Congress passed the first budget of the United States. While the budget may have passed, the states responded poorly to the call for taxes to fund the government, and the government resorted to printing paper money to cover debts. In effect, the first budget was a failure, due in large part to the states not responding to the demands of Congress and the depreciation of fiat paper money. Are we talking about 1778 or 2014 here?
Also on this date in 1796, George Washington addressed the nation in his farewell address as president.
On a less serious note, Mickey Mouse made his first screen debut in 1928 (Steamboat Willy at Colony Theater NYC).
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Today, we present another entry for Round 60 of the SurvivalBlog non-fiction writing contest. The $10,000 worth of prizes for this round include:
First Prize:
Second Prize:
Third Prize:
Round 60 ends on September 30th, so get busy writing and e-mail us your entry. Remember that there is a 1,500-word minimum, and that articles on practical “how to” skills for survival have an advantage in the judging.
My last parent passed away, and I’m dealing with the estate/inheritance. I was the close child and trustee/executor (personal representative). It’s a miracle that all the siblings are still friendly (though there is still money to be paid out)! I will also warn you that it is a LOT of (thank-less) work.
One of the projects was to sort out all of their keys. It was no small task, as my father owned his own business. I also decided to do my keys at the same time. I’ve tried to hit all the points, but it is hard to organize this topic because of all the subject overlap.
The key sets that I have made include the following:
Master Key Set: These keys are on a big, loose-leaf-paper-binder ring so it is easy to open and get a set off as needed. I used colored (though color does not mean anything for my system) plastic key chain tags, labeled with key group for different areas/people. It is w-a-y too big to fit into a pants pocket. I did not label each key as that was too much work. Each key group has a quick-clip, so it can be attached to another ring or somethig else.
Master Key Set 2: A second set is kept at a remote location. It is on a big split key ring. This set has the keys grouped in areas/people, but it has no tags and is not labeled. It has a chain and belt-loop clip.
Guest Set: This set of keys can be loaned to a guest to get into our dwelling. It has a quick-clip to attach to the guest’s keys easily. It is also big enough to hopefully remind the guest to not take our keys when they leave.
My Set: This is a minimalist set. On this ring, I have a mini-flashlight that I use a lot. I put it on a 2-1/2 inch chain from the hardware store so when I put my keys into my front pocket, the flashlight hangs outside my pocket. When I want my keys, I grab the flashlight, and pull the keys out. This way I don’t have to fish in my pocket, and it keeps the keys from balling up into a wad in the bottom of my pocket. Included are a regular and Phillips screwdriver (I still have not found something that I really like) and other keys I use often.
Since I have an old pickup, I keep two pickup keys on the ring. One key is on the main-ring, and the other key is on a removable clip (like a carabineer) in the center of the keys. This does two things. When going somewhere, the pickup key hangs below the other keys, so I can get to it without hunting for it. The other is, well, because it’s an old pickup, it needs to go into the shop, so I just unclip the main key and leave it with the mechanic. The backup key stays on the ring, and if I need to get the truck after-hours I can have the mechanic lock “his” key inside the pickup.
I also “ordered” the keys on my ring. One side has Dad’s keys; the other side is the apartment keys. On one outside/end is the apartment door key with one of those plastic rings around it. The plastic ring allows me to feel which side/key is left and right. Inside of this key is the building door key. This is especially important, because like you, I always seem to be carrying way too much stuff, so this ring enables me to quickly feel my way to the key I need in the dark.
Hidden Set: We are not perfect, and mistakes happen like losing keys or locking keys inside. Maybe the power is out and the garage door opener will not work. It may be wise to keep some type of key(s) hidden so you can gain access to _______ when you have nothing. There are a lot of places to hide keys. Be inventive; don’t just buy the mass-produced rock from the hardware store. A two-step approach would be to hide the key to a shed somewhere outside, and hide the house key inside the locked shed.
Wife’s Set: Well, what can I say; she does her own thing. Might I say, she seems to need to carry everything in that purse of hers.
Bug-out Bag Set: These are yet to be completed.
Traveling Key Set: I have just started making a set for traveling, because I miss my flashlight and nail clipper/file. Everything needs to be able to go though airport security. I’ll need a house key and a vehicle key, but all others can be left behind.
Other Key Sets: These are for various people or places.
Extra Spare Keys: These were grouped and labeled with a tag (white cardstock with the metal ring around the edge). These were then put into rough groupings in a parts organizer with lid (from home supply store)
Grouping physical keys can be a challenge. I grouped mine as follows:
Dwelling: front/back door, dead-bolt, garage, shed, inside doors, safe, file cabinet, et cetera
Vehicle 1,2,3: door, ignition, glove compartment, gas cap, hitch lock, et cetera
Camper: door, cubbyholes, hitch lock, bike lock, et cetera.
Equipment: boat, neighbor’s lawn mower, snowmobile, tractor, golf cart, trailer, scooter, toolbox
Other: safety deposit box, gym/locker, storage unit, padlocks, pop machine, games, dog kennel, cash register, desk, cabinets, luggage, paper towel dispenser, outside hose bib, farm gate, mailbox, skis, audio visual, musical instruments, copier, bathroom, firearms, et cetera
Organizations: church, Boy Scouts, volleyball, PTA, et cetera
Parent 1,2: _____
Sibling 1,2: _____
Child 1,2: _____
Friend/Neighbor 1,2: _____
Work: _____
These “keys” are physical but not to traditional locks. They “unlock” something using data through something physical, such as a magnetic strip cards. These include credit/debit card, calling card, COSTCO membership card, employee/work badges, cash register key, USB Key, SIM card, et cetera.
These “keys” are physical, but again do not unlock traditional locks. They are usually electronic in natural and are unlocked through biometric identification. For example, my nephew uses his finger (print) to unlock his phone.
Here, I’m referring to auto FOB. While the Internet says fob is an old-time term for an ornament on a pocket-watch chain, I’m referring to the transponders that emit radio frequency to “unlock” or activate an automated door; these might be a garage door opener, work badge, and could include infrared controller for the TV remote, and more.
These “keys” are basically codes, such as username and password. Much, today, is accessed though non-physical keys, often in the form of “username” and “password.” Some people handle this by letting an ap/application (software program) keep track of all this information. If the electricity or Internet goes down or the device is lost/stolen or computer crashes, or someone is injured or passes away, then it is a lot more work to retrieve this information. One way is to write the information on a key tag and keep it with the keys. Do realize that anyone who looks at your keys could then have access to coded security items/areas. A simple back up is just to use 3×5 cards to record the information. Some coded items are:
Everyone is different, and you will have to figure out what works the best for your situation.
My wife’s car has a fob. The 2nd fob is kept on the Master Key Ring 1, and I only take it with me when we go on a trip. I should buy another, but they are expensive. Hiding a spare fob on a car is difficult because water can kill it, and sometimes the car can still detect the stupid thing and allow entry. I’ve heard that a waterproof container and wrapping it in aluminum foil should work.
I keep a padlock with the pickup, and the key on my key ring. I have a log chain in my pickup for pulling things. When I have bigger equipment in the bed and the truck is not attended, I will padlock the equipment with the chain.
Be aware that not all key chains/rings are made the same. If you are going to carry it, it has to stand up to a lot of abuse. My fingernail clipper fell off; for me it was easy enough to solder the small chain link closed.
Some items have renewal dates. It might be efficient to gather this information at the same time.
The fobs and other digital items require good batteries, and some things above may require directions for others to operate.
Banks typically ask for the mother’s maiden name as an identity verification/password, but realize that this is public information. You may wish to use some other name/word.
Keep in mind that there are some tools that have the same function as keys.
Keeping your garage door opener in your car is not totally safe. If anyone gets into your car, they will have your house location (auto registration) and your opener.
I used an electric engraver to mark some keys. It has a pointed tip, and works kind of like a woodpecker. It was simple and effective to use, and it will never wash off.
I bought some items from Amazon, because it was taking too much time to run around and find what I wanted. Keys are often for honest people. In the Bible, Psalms 127.1b “…except the LORD keep the city, the watchman waketh in vain.”
If a set of keys are lost or stolen, you will know what locks need to be changed. So, keeping less keys on the ring might be less convenient but a better security choice.
We will die, and all our stuff will go to others. This is a huge topic in itself, but a lot of the above information should be made known to the man/woman who will handle your estate when you die. When people are going to die, they seem to know it at some level in their soul. As such, the worldly things become value-less to them. For example, my father threw away his hearing aids, billfold, and, yes, his personal keys have never been found.
Mr. Latimer and Mr. Rawles,
While you and the majority of your readers are well aware of the lateness of the hour, some people may still remain unconvinced of the immediacy of the problem. I just received some information which, while a bit obscure, I believe constitutes incontrovertible proof that the economy is about to get worse, much worse. Furthermore, it proves that the government knows exactly what’s about to happen. However, for you to fully grasp the significance of this information, you first have to understand the Department of Education’s Federal Financial Aid program. As a college professor, this is something I am quite familiar with, so if you are interested, I will take a minute or two to explain.
Every year, students who wish to apply for Federal Financial Aid to attend colleges and universities are required to fill out paperwork known as F.A.F.S.A (Federal Application for Student Aid). The amount of financial aid a student receives is based on his or her family’s tax returns from the previous year.
At least, that’s the way it has always been, until now.
I just received information from the Department of Education, announcing that the FASFA for the 2017-2018 academic year will be based not on the tax returns from the prior year (which would normally be 2016), but instead they will be based on the tax returns from two years before, in other words, from this year– 2015.
One might ask, why would they make this change? Here is what I think:
Based on the way the FAFSA system works, the better you or your family’s income, the more money you have to pay for college, therefore the less money the government will be expected to give you in financial aid. The reverse is also true; the less your income, the more the government will be expected to provide.
Now, hypothetically speaking, if the economy were to get markedly better during 2016, then people’s income’s would also improve, and thus people would be expected to pay more for college, and government would expect to pay less.
If, however, the economy were to collapse in late 2015 and 2016, then the average family would make far less money and the government would end up paying more across the board (since the majority of household incomes would decrease, coupled with the fact that more people tend to go to school and stay in school longer under poor economic conditions. We saw this just after the “Great Recession” of 2008). This is clearly what the government expects to happen. They have changed the rules, for the first time ever, in such a way as to ensure that they will have to pay less money in financial aid; but only if the economy in 2016 is worse than it is now. If the economy gets better, they will end up paying more!
Now, one is forced to wonder: how bad are things likely to get, in order to cause the Department of Education to change the entire system under which Federal Student Aid eligibility is determined? The answer is: pretty bad. What’s more, why are they making this change NOW, when the current administration, abetted by the mainstream media, is going to such pains to try and convince us that the economy is getting better? Would they be making this change if they actually thought that things were getting better? Clearly not. Obviously, things are going to get worse, much worse. Moreover, they know that it’s going to happen, and furthermore they are lying about it to the American public. I believe that the announced changes to the FAFSA system constitute incontrovertible proof of this. – Professor
The typical male U.S. worker earned less in 2014 than in 1973 – B.B.
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Is the IRS Undercounting Americans Renouncing U.S. Citizenship? – G.G.
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7% of U.S. Currency Contaminated by Dangerous Pathogens – T.A.
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Items from Mr. Econocobas:
US Stocks Slump as Investors Mull Fed’s Rate Decision
Fed Opens Negative Interest Rate Pandora’s Box: What Happens Next
Thankfully no police were murdered before the truth came out! Black student admits hanging ‘White Only,’ ‘Black Only’ signs near school bathrooms, water fountains – P.M.
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1.5 million citizens’ private healthcare records exposed – D.S.
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Nuclear attack? Duck & cover! – G.G.
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Fed Judge: Fast and Furious details off limits during trial of Brian Terry’s killers – T.P.
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“Be strong and of a good courage, fear not, nor be afraid of them: for the Lord thy God, he it is that doth go with thee; he will not fail thee, nor forsake thee.” Deuteronomy 31:6 (KJV)
The 18th of September is Chilean Independence Day. On this day, in 1810, Chile declared independence from Spain.
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Have you ever wondered how you will siphon gas from all the dead cars on the road if TEOTWAWKI occurs to fill your tank with all of the modern anti-siphon, anti-spill devices on them? Or have you ever wished you could just get a gallon or two from your car for your lawnmower? Ready Made Resources has the answer. The Gas Tapper is a read-to-go siphoning system that will defeat most anti-siphon devices and comes in a vapor-proof container so it doesn’t stink your trailer or car up with the smell of gasoline.
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Today, we present another entry for Round 60 of the SurvivalBlog non-fiction writing contest. The $10,000 worth of prizes for this round include:
First Prize:
Second Prize:
Third Prize:
Round 60 ends on September 30th, so get busy writing and e-mail us your entry. Remember that there is a 1,500-word minimum, and that articles on practical “how to” skills for survival have an advantage in the judging.
So you’re the resident prepper in your neighborhood. Maybe your neighbors know, or maybe they don’t. You’ve run through all the scenarios you can think of and have it all planned out. You and your kin are ready to get out of Dodge, and you all know the where’s, how’s, and why’s.
In each “what-if” scenario, are you taking the best route to avoid people? Yup, that’s probably wise. You know the safe ways to get from here to there. No matter how it will play out, you can’t avoid people for the rest of your post-TEOTWAWKI life. You are prepared; you are called to help others.
Map reading and navigational skills are essential tools for the well-prepared. The not-so-well-prepared may also have the need to get from point A to point B in a situation where pre-planning is not feasible. You know how to get to safety by looking at a map, planning a route, and perhaps adjusting based on conditions. How well are you able to communicate directions and routes to others who either have no map to guide them, no ability to read a map anyway, or have the navigational awareness of a drunken butterfly?
It’s 11pm and you are 15 miles on the other side of urban world when it all hits the fan. Forget driving home in this scenario. It’s boots or nothing at this point. It’s no problem because your maps cover your safe route home to meet up with your loved ones. Before hopping the fence to head for the drainage ditch, you notice a normal looking fellow with a backpack clearly lost as to which way he should go. After some brief, nervous chit-chat about what’s going on, you find out he’s from out of state. Knowing that going east would be his best bet of staying safe, you realize your maps only cover your north-south route.
You know the general area well enough to think through a safe route to at least get him out of suburbia, but how do you convey that to him? Can you draw an accurate enough map to get the job done? Can he even follow a map? Is he one of those “I need written directions, not a map” kind of people? We, as “the prepared”, have a duty to help those who need it when it is in our power to provide that help.
Man’s general ability to look at the lay of the land or to recall one from memory and accurately recreate that on paper is a skill that does not get honed especially in our modern world. As with a lot of abilities, our reliance on computers has softened time-proven skills that at one time were essential to survival. However, the forgotten ability for the common man to produce an accurate map can not be blamed entirely on the age of GPS and Google Earth. Our reliance on mass published paper maps can be traced back a few generations, if we walk down the timeline of transportation and land purchases. Pre-computer, we all depended on the USGS to make maps for us, along with county highway maps, tax parcel maps, and even local street maps in the front section of the Yellow pages. Who had the need to make their own map when it was so easy to find one already printed on decent paper, to scale, very accurate, and rich in useful details?
We would all agree that map making is an art, but you don’t need to be a skilled artist to get the job done.
Here are some ideas to get your mind thinking spatially and your hand ready to do the communicating:
Start with a simple map game. We in these United States of America know the familiar shape of the fifty states and can probably sing the song as well. Can you draw the 50 states freehand? Grab a friendly competitor and a letter-sized outline map of the U.S. (or whatever country you are familiar with), give each other two minutes to study and refresh your memories, and then see who can draw the most accurate re-creation of the map on a blank sheet of paper without referring back to the original. This is an attempt to take what your brain can accurately visualize and put it on paper in a spatially correct way.
The next step is to take an actual route in real life and make it into a map. For this, the goal is to create a visual picture that someone else could take and get from point A to point B. Let’s look at your path from work to home or from home to town. Take a sheet of blank paper that’s no bigger than half of a letter-sized piece. First, picture this as an official map. Let’s do this with the idea that you will be walking this route, not driving or riding. Is your route oriented more north and south? You will want the paper to be long up and down (portrait). If you’ll be walking more east and west, turn the paper the long way– left to right (landscape). Take as much of the available paper as possible with your start point on one end and your destination on the other.
Think about what features you would encounter along the way and what details would be helpful to someone following your map. Picture yourself flying over the path, like you’re viewing it in Google Earth. Anyone familiar with your area could lay down the major roads on paper, but what will you encounter when you walk through the woods and avoid the well-travelled ways? Think not only of familiar landmarks, like hills, mountains, creeks, tree rows, fences, buildings, and things that can serve as landmarks along the way. What obstacles and dangers lie along the route? Are there walls, canyons, major rivers, mountains, or angry citizens? Anything potentially helpful should go on the map.
Ideally your map will turn out to be somewhat to scale. What do I mean by that? When you are all done drawing, take it to your favorite digital device (with a large screen), zoom to your map area in your online mapper of choic, and hold your hand-drawn map to the real thing. Are the items on your map in the same relationship to each other as they are in real life? Would your hand drawn map be able to take a stranger to the destination? Practice this skill and give your maps to your friends and family to critique.
Grab your paper and pencil along with a trusting loved one or gullible stranger and head to a park or part of town that you know well but your victim is unfamiliar with. Without pre-planning or scoping out the area, start your friend out at a safe spot and draw him or her a map to another safe part that is a good distance away. See if your mapping skills can lead the wary traveller successfully to the destination. Make it as easy or as hard as the two of you decide. (It might be a good idea to take your communication devices along, too.) This can be a fun game and a great learning tool, if your partner is willing to give blunt advice on your mapping ability.
A few other tips for successful map creating:
So what do you do when you need to make a map for someone who can’t read maps? If the destination does not require a complicated set of turns to get there or is simply not that far away, a map may not be needed at all. “Follow this tree line until you cross the first road, turn right on the road and walk up the second driveway on the left.” No map needed for that one. But if you are about to give complicated directions that you know will require a map and the person simply cannot follow a map, how do you communicate those directions?
In this scenario there are at least two ways to help the person seeking to get somewhere. If the person is not a visual thinker enough to use a map, most likely they need worded directions that would read almost like a recipe or operational manual. In that case there’s a good bet they are also excellent note takers. Give them the pen and paper and slowly give them the directions, and have them write it in their own note-taking lingo. Work with them to create step-by-step instructions that they can follow and make sense of in their own head. Perhaps a hybrid list of directions with occasional diagrams of turns, waypoints or notable features to head toward would be helpful to some people.
If you come across a person who you feel either cannot follow a map or follow written directions (in a crisis they may simply be panicked and not thinking clearly), the second option is to find other alternatives for the would-be traveler. Is someone else going that direction that they could travel with? Is there a safe place not far away that they could navigate to? Could they shelter-in-place until conditions improve? If the person needing directions does not feel confident enough to head out on their own with the instructions you gave them, could they tag along with you? Do all that you can with what you have in the safest way as time allows. Knowing that you’ve done that, the worst case is that you say a quick prayer with them and leave them to fend for themselves, if it becomes apparent you can’t help them any more.
Just as a medic would help others in time of crisis because they know how to treat wounds or a family with a well-stocked pantry would help their neighbors in time of need, let’s prepare ourselves to offer accurate and potentially life-saving directions to those who need it.
Hugh,
Just a comment on cutting metal (including cables).
A hacksaw takes a long time and will be obvious to many people. I have found when needing to cut hardened steel or thick metal too big for bolt cutters to use a metal cutting wheel on a battery operated tool like the 18 V Dewalt Grinder. It is fast and effortless. It does throw alot of sparks, so beware of your environment and maybe throw a wet towel or blanket down. Also, the blades are fragile and can break if twisted, so keep some spares with your kit. – S.T.
OPSEC about gold from Dilbert – G.G.
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If the world can no longer expand, will it implode? – T.A.
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“Two hundred or four hundred dollar silver! Outrageous! Yes, of course, when we think in terms of today’s dollars, euros, and yen. But what if current deflationary forces overwhelm markets and currencies, debts are defaulted, and central banks panic. Rather than accept crushing deflation, they massively “print” to boost asset prices and thereby create a huge inflation. Instead of dollars and euros, we soon have mini-dollars and mini-euros.” Outrageous Silver Speculation
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Federal Debt Held by the Public Totals $107,000 Per Household – G.G.
DIY survival watch for about $20 – P.S.
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Military exercise that sparked fears in Texas of ‘hostile government takeover’ ends – JBG
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What’s in a refugee’s bag? – P.S.
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I normally try to stay out of politics, but this exchange profiled on Bill Whittle’s Trifecta is refreshing. If only all politics were like this! – MtH
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Acetic acid, found in vinegar, shown to be effective against bacteria found in burn wounds – A.D.
“We are powerfully imprisoned in these Dark Ages simply by the terms in which we have been conditioned to think.” – Buckminster Fuller