Editor’s Introductory Note: This is part of a multi-part article series on retreats written by a Christian farmer who is praying and searching for a wife. Please prayerfully consider all of the topics that he discusses.
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Economics for Farmers
The first lesson that I’d like to address in this installment is that our family is very conservative, economically. We chose to avoid all debt. Yes, it is a choice for most people. Debt is no longer passed down intergenerationally as it was previously in American history. As Christians, we are taught to avoid debt. In Proverbs, we are warned: “The rich ruleth over the poor, and the borrower is servant to the lender” (22:7). Financial freedom and financial bondage are two ends of the spectrum. Sometimes being financially free means you do not get whatever you want when you want it. But to His people God provides you with what you need. There are some people who say that you can have it all right now by signing your name and taking on debt. We choose not to and we warn people about the potential consequences of it. The results of this over generations have been awesome in that we have no debt, we are able to give generously to those who are in genuine need, and we strategically invest in businesses.
I am not criticizing people who choose to be in debt. Many times it is your choice, but it would be wrong if I did not point out the dangers of debt. Not saying anything would be the equivalent of me seeing a fast-approaching car and not warning a person who stepped out into the road whose head was turned the other way. Debt is often based on the lie that you can have today what you cannot afford today and that it will be always be easy to pay for. I know many times items are sold in “easy to make” payments. I know they talk about debt-to-income ratios. But I encourage people to read what the Bible says about debt. For those who are in debt, I know the road is not easy to get out of debt. My family and I have known many people over the years who chose to get themselves out of debt and we understand the struggles and sacrifice it is to travel to, merge, and stay on the road to being debt-free. My parents say: “It is better to have 10 acres that you own than 100 acres that you don’t own.”
That particular family that I told you about in Part 2 was facing fierce headwinds, but they did not know it at the time much like the passengers on the last flight of the Hindenburg thought that they would have a late dinner in New Jersey. The Hindenburg faced real headwinds that were caused by the weather delaying it just enough to most likely create the necessary conditions required for it to be quickly engulfed in flames. Now, we know that airships filled with hydrogen are one of the least safe modes of transportation.Continue reading“Thoughts on Retreats: History and Land – Part 3, by Single Farmer”
