Jim’s Quote of the Day:

“We might think of dollars as being ‘certificates of performance.’ The better I serve my fellow man, and the higher the value he places on that service, the more certificates of performance he gives me. The more certificates I earn, the greater my claim on the goods my fellow man produces. That’s the morality of the market. In order for one to have a claim on what his fellow man produces, he must first serve him.” – Dr. Walter E. Williams







Jim’s Quote of the Day:

“I have had a taste of it myself, and it’s mighty bitter. A debt is a debt, whether it’s margins or mortgages; and debts are all the same, no matter how you try to camouflage ’em. You never get much out of ’em except trouble. On the farm or in Wall Street, if you use the other fellow’s money, it costs you a lot more than it’s worth.” – Sue Sanders Our Common Herd, 1940










Jim’s Quote of the Day:

“Every morning in Africa a gazelle awakens knowing it must today run faster than the fastest lion or it will be eaten. Every morning a lion awakens knowing it must outrun the slowest gazelle or it will starve. It matters not whether you are a gazelle or a lion, when the sun rises you had better be running.” – African Proverb






















Jim’s Quote of the Day:

“Let your heart feel for the afflictions and distresses of every one, and let your hand give in proportion to your purse; remembering always the estimation of the widow’s mite, but, that it is not every one who asketh that deserveth charity; all, however, are worthy of the inquiry, or the deserving may suffer.” – President George Washington, letter to Bushrod Washington, Jan. 15, 1783