Letter Re: Open Enrollment for Many Medical Savings Plans

Dear Mr. Rawles, Greetings! I saw a blog letter mentioning FSA (Flexible Spending Accounts)-one medical plan that helps the average person. Basically, one’s employer (private, public, etc.) has some amount taken out before taxes and this money is put into a plan with a pre-set amount that must be used by the end of the plan year. Okay, what many people do not know is that IRS laws allow the following: Once the plan is started, the full year’s funds are present, even if you have not had that total amount saved up yet. Example: I set the plan to …


Economics and Investing:

Treasury Sales Loom, but Demand Is There. $123 Billion Worth in One Week! Not to worry, they can always make it look like they all sold to non-puppet buyers. (Thanks to loyal content contributor GG for the link.) Brad C. found this Business Week article interesting: The U.S. Metros Least Touched by Recession. Brad’s comment: Note that none of the cities in the top ten are on the East or West Coast, and that they are all in “Fly Over” country. Once again, free states lead the way. JWR Adds: Also note the correlation with my Recommended Retreat Areas page. …


Odds ‘n Sods:

Amy, of the excellent Humble Musings blog mentioned this article: Cash for Clubbers; Congress’s fabulous golf cart stimulus. It is about the new $5,300 Federal tax credit available for any street legal electric vehicle. Well, in many western states ATVs are considered street legal! So… Can I get this tax credit for an all-electric ATV, such as an Eco E ATV, a Bad Boy Buggy, or a ATV-modified golf cart? That would fit in nicely with the planned expansion of our home photovoltaic power system. And it would be a great way to go hunting in a much, much quieter–if …



Note from JWR:

Today we present another entry for Round 25 of the SurvivalBlog non-fiction writing contest. First Prize: A.) A course certificate from onPoint Tactical. This certificate will be for the prize winner’s choice of three-day civilian courses. (Excluding those restricted for military or government teams.) Three day onPoint courses normally cost between $500 and $600, and B.) Two cases of Mountain House freeze dried assorted entrees, in #10 cans, courtesy of Ready Made Resources. (A $392 value.) and C.) A HAZARiD Decontamination Kit from Safecastle.com. (A $350 value.) Second Prize: A “grab bag” of preparedness gear and books from Jim’s Amazing …


Letter Re: Protein Powders as Emergency Survival Foods

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Mr. Rawles, I’ve been following your site for some time and thoroughly enjoy it. The information provided here is outstanding. I’m writing to make a suggestion for a short term and possibly long term survival food. A quick premise. I’ve been working out and lifting weights off and on for the last three to four years. I lifted weights when I was much younger and I needed to incorporate them to get back into shape. Now that I’m a little older and wiser I’ve been using the internet to find out more about fitness and physical development. I’m by no …


Influenza Pandemic Update:

Europe swine flu spreads, ‘millions’ infected in U.S. CBS Reveals Swine Flu Cases Seriously Overestimated Increase in flu is called dramatic “Massachusetts has seen a jump in flu activity this week that has led one Central Massachusetts high school to close and that appears to signify the arrival of the second wave of swine flu.” Health officials scramble to counter H1N1 myths. WHO: nearly 5,000 swine flu deaths worldwide. Synopsis of H1N1 Activity between Oct. 11-17 (Week 41) CDC 2009 H1N1 International Situation Update Germans Unhappy With Alternative Swine Flu Vaccine for Politicians, Military


Economics and Investing:

Nouriel Roubini, One on One: More Doom and Gloom (Thanks to GG for the link.) GG also sent this: Morgan Stanley analyst: Deflation, Then Inflation. (Gee, where have I heard that before?) Jen H. forwarded this: Iceland says goodbye to the Big Mac The recent profit-taking in sliver (down $1 per ounce!) has created a dip that might be a good buying opportunity. Items from The Economatrix: “Fighting The Last War”: Proposed Wall St. Reforms Won’t Stop the Next Crisis Commercial Property Kingpin Capmark Files for Bankruptcy US Stocks Overvalued By 40% Ambrose Evans-Pritchard reports: Food Will Never be So …


Odds ‘n Sods:

GG sent us an article with more about modern-day urban chicken raisers: When the Problems Come Home to Roost.    o o o Reader BB ran across a human-powered product which can act as a well pump. BB’s comment: “Unfortunately, they will not ship to the US, Canada nor Western Europe, but it’s an interesting device I haven’t seen before. Certainly a good small scale off-the-grid solution.”    o o o Reader F.R suggested this article: Solar lantern lights up rural India’s dark nights.


Jim’s Quote of the Day:

“Let me tell you why you’re here. You’re here because you know something. What you know you can’t explain, but you feel it. You’ve felt it your entire life, that there’s something wrong with the world. You don’t know what it is, but it’s there, like a splinter in your mind, driving you mad. It is this feeling that has brought you to me.” – Laurence Fishburne as Morpheus, The Matrix, 1999. (Screenplay by Larry and Andy Wachowski.)


Note from JWR:

My sincere thanks to the dozens of SurvivalBlog readers that have donated more than $9,000 to the Linda Rawles Memorial Fund, that benefits The Anchor Institute Orphanage and School, in rural Zambia. With just a bit more, they’ll be able to buy a modest photovoltaic power system. Thanks again for supporting this very worthy charity, in my late wife’s name. Your donations are fully tax deductible.


Letter Re: A Geographically Isolated Retreat Locale: Republic, Washington

Jim – First, may I join many, many others in extending my condolences for your recent loss along with my gratitude for your work with SurvivalBlog. I have struggled with the thought of writing this or not for some time. I have finally decided that the potential positives outweigh the negatives. This past year I bought some property outside of Republic, Washington, population about 900. The town is located about 170 miles Northwest of Spokane, Washington.. Republic is the county seat of Ferry County, the least populated county in Washington State and is classified as a “frontier” environment. Republic sits …


Letter Re: A Safe Method for Connecting Home Backup Generators

JWR, I’ve mentioned before a gizmo called a Generlink which allows a lot of flexibility when using a generator for backup power. This device is installed behind your power meter and, depending on the capacity of your generator, allows you to power any circuit in your home via the selective use of the circuit breakers. It’s especially useful in that nothing has to be re-wired in the house to safely use your generator. It does require some planning for installation in that your power company will have to agree to it’s use and will probably want to install it, mine …


Letter Re: Perspectives on Roughing It and Covert Car Camping

My dad kicked me out when I was 19 so I lived in my car for a year on the streets and got pretty good at it. I’m now married in my mid-40s and have ran several successful businesses and doing well for myself. But, I’m still a cheapie at heart. I absolutely hate paying for motels. When I travel I spend lots of money on food and entertainment, but I hate paying nightly for a bed to sleep on. About 10 years ago I bought nondescript 1994 mini-van Plymouth Voyager and converted it into what I call the Stealth …


Economics and Investing:

Barry Ritholtz sets the record straight, (by way of a link at The Automatic Earth blog): Existing Home Sales FALL in September 2009. FG sent this: Detroit house auction flops for urban wasteland Jim Rogers Interview: Long Sugar, But Getting Short Bonds (Thanks to GG for the link.) Items from The Economatrix: Derivatives Bill Amended to Let Big Banks Keep Some Contracts Secret Unemployment Getting Much Worse in 43 States The Gathering Storm in Commercial Real Estate How Uncle Sam is Killing Your Savings Jim Willie: Attack By Central Bank Lilliputians Obama Wants Banks to Lend More to Small Businesses …