Jim, I think your estimations on the results of a pandemic are … incomplete. Say the worst case scenario happens…say 1/3 of the population of the US dies. That is 100-million or so people, out of 300 million or so.We really don’t know what segments of the population H5N1 will attack. In Asia, it’s attacking the very young mostly but they’re also the ones that have the most contact with the infected fowl. The 1918 Spanish Influenza killed mainly young to middle aged, very healthy people, but that was from secondary infection that couldn’t be treated (today we have antibiotics …