Letter Re: Saving Clad Dimes and Quarters?

Sir,
I have accumulated ‘some’ pre-1965 silver. Not the $1,000 face value per family member as seems to be the benchmark but I do have a bit over $1,400 face value and a few gold coins (about two ounces of gold, in combined weight) for my family.

Someone told me that even post-1964 dimes and quarters (and of course pennies and nickels for their real metal value) would have ‘some’ value if the dollar went bust. I do not understand how this can be but I have been saving coins nonetheless.

My question is am I better to take the ‘too heavy to lift’ jar of quarters and dimes I have and buy more pre-1965 junk silver or more food with it rather then hold it hoping it will have value ‘after the fall’ ?
I have no problem holding it as is if that is ‘smart’ in regards to my total survival package. Thanks, – PW

JWR Replies: Depending on the situation the “value” of coins may someday be a matter of their base metal content, but they also have face value. A post-1964 US dime or quarter is a pitiful joke, because it is just a silver-plated copper slug. You are much better off with nickels, or pre-1982 pennies, in terms of face value versus base metal value. See www.coinflation.com for details.

Imagine a future currency reform. Say that inflation sets in and eventually a zero is lopped off the currency. So new paper Federal Reserve notes are issued, and the old notes are recalled for a 10-for-1 exchange. Typically, when such currency transitions occur, the old coins would still circulate at face value, So you’d have an overnight 10X windfall on all coins in your possession, based on their retained face value. (Paper money is relatively easy for a government to switch, but coinage is not!)

My advice os cash in your copper dimes and quarters, and replace them with pre-’65 silver, or perhaps nickels (of any mint date) if you have the storage space. This way you’ll have both a tangible hedge on inflation, and some insurance in the event of a currency re-issue.



Influenza Pandemic Update:

Reader Pete A. sent us a link to an updated interactive map: Tracking the global spread of swine flu

First Wave of Swine Flu Peaks in UK

Mexico registers big jump in swine flu cases

Swine Flu Strategy Under Revision “U.S. authorities will release within days other ‘community-mitigation”‘measures, intended to help keep businesses operating, help hospitals avoid being overwhelmed and guide local authorities in deciding whether to cancel public events, officials said.”



Economics and Investing:

Most of you have noticed the recent price action in silver and gold. Typically, the precious metals go through “Summer Doldrums” each year, with light trading and moderated prices. But not this year! One can only ask: if the market this strong in August, then how will it be in November, as the US Dollar Index (USDI) continues to slide? I hope that you took my advice and bought silver when it was recently under $12.50 per ounce. In my estimation even at $14.50 per ounce, silver is still a bargain. As I’ve often written, buy on the dips.

BusinessWeek says huge wave of corporate Bankruptcies coming. (Thanks to GG for the link.)

Rich suggest this: How Safe is My FDIC-Insured Bank Account?

While our politics are disparate, I’m only rarely disappointed by the analysis and commentary presented by Charles Hugh Smith’s Of Two Minds blog. Here is a recent post: “The Royal Scam” by Anonymous Correspondent

Items from The Economatrix:

Postal Service Considers Closings, Consolidations

Tax Revenues Post Biggest Drop Since The Great Depression

Mainstream Media Economic Recovery Propaganda, False Profits and Some Surprises

Do Not Be Fooled: Another Major Economic Collapse Could Be Coming Sooner than Many Think

Prolonged Aid to Unemployed to Run Out By Year’s End

Alabama’s Jefferson County Makes Massive Job Cuts Lays off 2/3s of 3,600 employees because of plummeting revenues.

New Stimulus? White House to Extend Jobless Aid?



Odds ‘n Sods:

Reader WW says: “Welcome to the Third World, America”: Horse slaughters have Miami-area owners on edge

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Beware march of the killer robots, expert warns
. (Thanks to FG for the lead.)

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Hey, I just noticed that I finally logged my first reader in Cuba! So it is time for an experiment: Fidel Castro is expected to die before the end of August, but will not be succeeded by Hermano Raúl Modesto. (I’ll bet that I suddenly get several more mapped hits in “Cuber”. But of course, they will all just be los escuchas –the DGI‘s Internet gnomes.)

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Highlighted by reader Adam D.: Bomb shelter industry sees spike in sales



Jim’s Quote of the Day:

"Every truth passes through three stages before it is recognized: In the first it is ridiculed, in the second it is opposed, in the third it is regarded as self-evident." – Arthur Schopenhauer (German Philosopher, 1788-1860)





A Prepper Husband and a Stubborn Wife, by JRM

Part 1 – Introduction

History will repeat itself, for history has shown, that history will repeat itself. Unfortunately my wife is not interested in history. She is, however coming around, and now I pass my knowledge on to others whose “significant others” might not see the picture. Understanding the situation is the first step to doing something about it.

As a young (25 and 22 years old) couple, attached to the US Navy, (entering my sixth year of service) my worst nightmare is a TEOTWAWKI event occurring when I am 2,000 miles away. There is little to be done about this possibility but, as my Marine Corps brethren tell me, adapt and overcome. Contingencies have been planned, but before I get there let me elaborate on how I made a breakthrough with my young, and stubborn wife.

We have been married for three years, and I was blissfully unaware of the possibilities that life as we know it might change. I was in high school when my parents prepared for Y2K, but saw decent planning and stockpiling take place. My wife’s parents planned as well, but they planned a holiday ski trip to Lake Tahoe [for December 31, 1999.]. That being said, when I joined the Navy and landed in Virginia I did not begin to take steps in preparing. That was my first mistake: I met my wife, I wasn’t preparing, and she had no indication that a couple years down the road that I would open my eyes and want to devote so much time and resources towards preparing as best I could.

I can’t pin down the exact moment when I realized that I had lost precious time and felt the urge to get ready. I think it was a steady stream of facts that I was able to put together, and the more I researched the more bleak the picture looked to me. I then began looking for a way to make my family’s situation better. The first thing I realized was that it would cost money to prepare. So, I dusted off the planned budget, took out a red pen and started making cuts and shifting priorities around. After I felt satisfied, I sat my wife down and proposed the new budget. Needless to say, my “radical” new budget was shot down.

Part 2 – The Wrong Way

I was not entirely discouraged, but a little disappointed that my wife didn’t just take my word that we needed to spend money and time on preparing. I suppose that an older (read: “wiser”) man would have known to ease his wife into a new lifestyle.

I then made my second big mistake. Feeling that I “knew better” and was doing it for “her own good” I began to run a “disinformation campaign” on my wife. (Note: I don’t endorse this method, as in my own experience it will fail in the end!) With spring starting, I began a dialogue with my wife about camping. It seemed logical to me, we devote money and time preparing for a few camping trips, I cross some of my items off the “need for preparation” list and she is none the wiser. It worked. We both had bug out bags, I mean “hiking packs”, some cooking gear, some camping knives, flashlights, a good tent, sleeping bags, first aid kits, and the like. I was even allowed to make most of the purchases for her (thus ensuring that we didn’t end up with a bright red tent, a hot pink pack and such.) We went camping, it was great, learned a few things about her ability in the wilderness (and my own) and several more things were added to my “preparation list” that I had never though of.

I felt great, stage one of my disinformation campaign was a success, and I felt ready to move on the next stage. The garden. My wife loves her flower garden. We started with a weed-infested back yard, and with a lot of hard work (on my part) and a vision (wife’s department) we ended up with a nice yard, with a lot of flowers and ornamental trees. I don’t intend on eating trees and flowers, so I just brought up the subject of a home vegetable garden. She liked the idea, but it was something that we really knew nothing about. We did some research on the internet, and she was immediately overwhelmed by the information and lost motivation. (I mean, c’mon we live within walking distance to the commissary.)

I was greatly helped by a new girlfriend she had made. Her friend opened her eyes to organic foods and sold her on the benefits of buying organic. I just had to wait for the right time, because I knew that the organic food store was much more expensive than the commissary. I would use my wife’s own argument against her, that organic foods cost too much, but I would compromise and “allow the expense” of growing our own organic garden, which would offset the cost of buying organic meats and milk. Stage two complete.

I continued with my disinformation campaign for months, and was able to cross a decent amount of things off my “preparation list”. But it was this very list that was my undoing. While cleaning she came across my list, and saw that very clearly, I had checked many things off. Then the light bulb clicked on and the gig was up. Understandably she was hurt. For months I had been less than honest about my intentions, and she viewed it as selfish and childish. Which it was. I won’t go into detail about how terrible that night was when I got home, but it’s safe to say that my plans for being ready were placed on hold.

Part 3 – The Right Way

As a uniformed service member I feel it necessary to keep my political beliefs private. Because of this, my wife became my outlet for venting frustration with policies I don’t agree with. At first my wife was uninterested in the happenings in D.C., because she felt that it would have little impact on her way of life. This was a blessing in disguise that brought my wife to a point in her life where she wanted answers.

My wife and I were invited to a friend’s house for dinner and drinks. Little to my knowledge, my friend’s wife is very passionate about politics. As drinks were made, discussion ensued, and before long politics was being discussed. My friend, a Marine, is a conservative through and through. He has no problems voicing his opinions on any number of topics and policies. His wife is as liberal a person as I have ever met. The debate was quite invigorating. My poor wife, knowing only the politics that I preach to her, decided to throw her two cents in, but could barely regurgitate the things I had said previously to her, let alone defend her “position” when pointed questions were asked.

The next day I came home to my wife watching the news, and reading headlines on her laptop. She would never get into another political debate without knowing what she was talking about. I was impressed, and engaged her in many long conversations. I showed her articles and stories, and allowed her time to come to her own conclusions, the same way I came to my conclusions. But in the end it was Glenn Beck’s show that prompted a question from her, “Is it possible that our economy could really collapse?”

Now I know, at 25 that I am in no position to give history lessons, but I did my best and pointed mostly towards the 1930s as an example. I talked at length about the increased danger we live in now, as modern day America is not what it was in 1930. The danger is not in the market, but in the fragility of our now intertwined systems. We talked for quite a while, and in the end talked how to protect ourselves. And finally talking about how to prepare for the worst, should it come.

Part 4 – The Plan

Again, we pulled out the family budget, and re-prioritized. In the end we were able to devote $200 a month for preparations. That was three months ago.

Simple. That was my number one priority, as it pertains to a plan. Mostly, because I knew that there is a decent chance that I could be across the world when/if an event happened.

My first purchases were paper, a few three-ring binders, and some shelving. I started by making lists of everything. Then I developed a set of SOPs, checklists and a commo plan. These are very much still in a beginning stage, but they get better every week. These binders serve three purposes. One, they allow me to think things though, and shoot holes in my plans. Two, give my wife an easy set of instructions to follow should I be deployed. Three, give me piece of mind when I am away.

Eventually, these binders will evolve into an all encompassing SOP. Set up similarly to a “choose your own adventure” book. Meaning that, you evaluate your current situation then flip to that section for a course of action. (For example, a Hurricane is rolling in, and it’s going to require an evacuation. Turn to page 16 for instructions. Or it is a G.O.O.D. situation and you have an hour to get loaded up and out of town, turn to page 74.) In conjunction with this, the shelving units in the garage are organized with the binder. Meaning, that for a hurricane, all items on shelves one and two have priority in the truck.

Most of the things we have done thus far are extremely cheap. Making plans for instance, are free. Aside from the cost of the 3 ring binder, paper and ink, planning for an escape was free. We live in a very densely populated area, and our tentative plan is to bug out early to a planned waypoint to reassess the situation. I do not want to risk waiting and “fighting” my way out of town, so we may have a few “unplanned camping trips” that turn out to be false alarms, but I’ll chalk it up to practice. As funds are available, I hope to store a cache of goods at this location to enable us to travel further west without needing assistance or gas stations. This first waypoint is just inside the range my truck can go on a half a tank of gas, with three routes already planned if needed.

I feel that at this stage we would be ahead of the hordes of people trying to evacuate the east coast. From this point we should be able to “camp”, assess the situation via radio, and decide on the next course of action. If it’s a false alarm, we pack our things in the morning and head home. If not we decide which preplanned route would be safest to get to our second waypoint. (note I have planned for a few waypoints for my second leg. Basically, if you drew a vertical line every 250-300 miles across the US there would be a few waypoints close to that line.) This will allow for flexibility in planning as we continue to assess the situation. If we must go north to get out west we will have a plan, if we can still use the interstate there will be a plan, of we need to go south there is a plan. All we have to do is chose at each leg. The hardest part of planning was having contingencies for natural barriers, such as the Appalachian Mountains and the Mississippi river.

Of course we have a destination in mind, and that is linking up with some like minded family members, who will hopefully be waiting for us when we arrive at grandpa’s house out in the middle of nowhere.

90% of our focus has been on bugging out, but we plan to start shifting some focus on maintaining the homestead. This would likely be limited to a high inflation scenario, where food storage would offset costs and impact us less, as well as securing the house for the rise in crime. However, it would be foolish in our situation to stay in our city for most foreseeable situations.

The other cheap way we have begun to prepare is mentally. This was difficult for my wife. I started by giving her my copy of “Patriots” and then a copy of The Road“. It allowed her to see a significant contrast in what could happen, as well as the difference between preparing or not preparing.

I will end with this. We are only three months into actively preparing ourselves. And in a short essay it is impossible to discuss all the things we have tried. But there are some fundamental things that have worked for us.

– You have to be a team. I have gotten much further working as a team than trying to “sneak around” and prepare.

– You have to prepare spiritually. I am not a fan of church, as every time I go I feel like I am being sold something. My wife and I go straight to the source for our spiritual guidance. Prayer and studying the Bible works for us. But you need to find what works for you.

– You have to stay motivated. Keep yourself informed, and do something every single day that makes you a little more prepared. 365 little things to prepare will get me much further than saving up and buying a bunch of gear at the end of the year.

– You have to look for support. Too many of my peers (20-30 years old) are happy being blissfully unaware. But many are opening there eyes every day, and just need a friend to help them. This is where my plan falls flat, for now. Establishing a network of people to count on is very high on my priorities, but with the ever evolving network of friends getting rotated to new duty stations every couple of years this has been hard.

– You have to have a plan, and expect it to fail. I’ve been on many military missions, and Murphy has been there every single time. But it is easier to adjust a plan or fall back on a contingency than it is to shoot from the hip.



Three Letters Re: Here Comes Winter!

Hello JWR,
In reply to LRM in Perth on winter gear, I agree with the idea of layering, and using the outer layers to create a waterproof and windproof shell. I disagree that cotton is the fabric of choice to do it.

If your activities are mostly sedentary, I think the cotton might work alright, as it is breathable, and you’re not perspiring much. However, if you are engaged in a physical activity, such as patrolling, doing chores, etc, you will need to both shed outer layers, and have a good hydrophobic fabric to pass the moisture created by perspiration.

My layering system, which I use for cross country skiing and winter camping, includes a base layer of a polypropylene set of long underwear, a fleece jacket or sweatshirt, a synthetic fill jacket, and a lightweight Gore-tex shell. For pants I have fleece pants over a light-weight Gore-tex shell. The advantage to this system is that I can shed layers as needed. When cross country skiing I regularly use only the long underwear and the shell, and quickly add the fleece when I stop.

In a system with high exertion or cardiovascular activity, cotton will soak quickly, and the fabric loses its insulation capabilities. In these cases, adding more layers may not be beneficial, as the water trapped in the cotton fabric is aiding the heat transfer from your body to the outside air.

So, that in mind, wisely choose your winter gear, and be sure to choose application appropriate things. I worked at a camping gear store for several years, and can say that your local camping stores are probably a wealth of knowledge in suitable outdoor gear. Go, ask questions, and learn what the products do. From there, you have the knowledge to choose what gear you may need. Whether it be consumer intent winter gear, or paramilitary intent gear, you’ll have the knowledge of what materials and systems to look for. In my case, my winter gear has all remained the same, but I invested in a winter camouflage pattern Gore-tex shell to keep my consumer-intent layering system dry. – DJ in Michigan

JWR,
I was a little confused to see the reader who posted that he prefers and recommends cotton clothing as the base layer in a cold weather situation. Especially the mention of jean pants. Under mild conditions and little exertion this may be ok, but cotton materials and especially jean fabric are very poor insulators when damp, which can happen quickly during even the slightest physical activity. The real downside to cotton fibers is once they are damp or wet they take a much longer time to dry out. And if they are sitting against your skin and they are damp it will actually suck body heat from you. Having spent many years in the frozen New England winters and with thousands of hours camping in the the middle of winter (thanks to my Scoutmaster who was determined to camp in all 12 months of the year who by the way was also my Father) I can tell you with certainty that today’s polypropylene or other synthetics are not only more comfortable but are easier to care for, last longer, and increase your ability to retain heat. IMHO the reader should try some of the new products and see what a difference they can make.
Sincerely, – Jason C.

 

JWR –

I appreciate the work you do each day in bringing us all to a higher level of knowledge through your blog. It is great stuff. So thank you!I am writing because I feel the need to add more to, and somewhat rebut, a posting on some advice provided by Chris G. on the Monday August 3 posting regarding winter clothing.

Good things mentioned in the posting:

1. You definitely want to wear multiple layers, no question

2. Your layers should include insulating layers beneath, with water and wind proof outer layers.

However, I find the recommendation for the under layers being “cotton” to be a very dangerous suggestion. Why you ask? Here are my thoughts on the matter…

I would first start with the question of “What is my intended activity in said winter weather?”

Reasoning: Cotton may be fine if in your intended winter activity you have no possibility of getting wet. Getting wet? Well, I have a waterproof outer layer you say – so I’m safe. Well, what if you were to fall through some ice, or get some snow shoved down/up your snowsuit after taking a spill on your snowmobile? Even if those are remote possibilities for you, the more important question is if your activity will involve anything that may cause you to perspire. Cotton may be fine if you are doing non-active work, play, or travel (non-cardio types of activities) and can thus stay dry and warm. Cotton is indeed very comfortable, no doubt. But please also think about your own perspiration.

Has anyone heard the phrase “Cotton Kills [in the cold]”? Hopefully so…

If you think you may be doing anything active, where you may sweat, think again about your under layers and if you want to be wearing cotton. The number one problem with cotton includes the fact that when it gets wet, it can and will stay wet for a very long time. Due to the fiber makeup of cotton threads themselves, cotton will absorb water, causing the fabric to quickly lose its ability to insulate when wet. Think about your sweat, your own perspiration – it is a hidden danger that some do not consider. Moisture against your body will sap body heat from you. You want to avoid any possibility of such as it may lead to hypothermia. Cotton also gets very heavy when wet.

Therefore, it is my recommendation that under layers should be synthetic or wool, with my preference being synthetic. Both of these materials will maintain their insulating qualities when wet – with synthetic being the one that is usually easier to “wring out” if ever wet, and wool being the fabric that will absorb some moisture. As synthetics never absorb the moisture, you avoid it becoming heavy with water. Some synthetic insulation such as polyester fleece is very comfortable and lightweight (Try Patagonia’s Capilene, or other similar outdoor recreation brands – very comfortable). If properly layered with an outer wind and water proof blocking layer, it is very effective insulation.

Synthetics such as polar fleece also have a great warmth to weight ratio, wet or dry, which can also allow you to carry more clothing in your pack from a weight perspective as you bug out of town. Some may be a little bulky – but they are lightweight bulk.

In the end – wouldn’t you just rather be prepared with synthetic winter clothing at all times? to be ready for any and all situations, active or non-active, and not risk being caught dead in cotton clothing?

Just a few thoughts from another Idaho outdoorsman/recreationalist. Keep up the great work JWR! – Kind regards, – D.R.



Economics and Investing:

“John Smith” sent this: Bailout Banks Buying Treasuries Help Keep Rates Low. John’s comment: “This article illustrates how the Fed has cleverly ‘deputized’ banks to do its dirty work. Through a combination of very cheap funding (due to Fed policies) and lack of other attractive places to deploy money, banks have been encouraged to buy huge amounts of longer-term treasuries, effectively doing the Fed’s Quantitative Easing for it. So Quantitative Easing is alive and well, even if the Fed is just playing the role of central planner, not buyer in chief. That’s some slick sleight of hand by Chairman Ben. But I think the end result will be the same, as long as the US still has more debt to issue – when banks can’t keep buying, either yields will have to rise massively (killing the “recovery”), or the Fed will have to step in and monetize the debt (sparking inflation).

The next four items are courtesy of Karen H.:

Obama Officials Eye More Jobless Aids, Weigh Taxes “The New York Times reported on Sunday that up to 1.5 million Americans will exhaust their unemployment benefits in coming months, pushing more into home foreclosures and destitution.”

Warning: Oil Supplies are Running Out Fast

In the Recession, Shoppers are Becoming Hagglers

Homeowners Facing Years of Negative Equity

Items from The Economatrix:

Marty Weiss: The “X” List: Weakest Banks and Insurers It lists s2,688 banks with “D” ratings or worse. Is one of them yours?

After $182 Billion Bailout, is AIG on Verge of Collapse Again?

US Jobs Cuts, Foreclosures Mount

Obama Says US “Many More Months” Before Recovery

Two Obama Officials: No Guarantee Your Taxes Won’t Go Up Geithner: “People have to understand we have to bring those deficits down” JWR’s Corrected Headline: We Guarantee That Your Taxes Will Go Up

Greenspan: Housing Could Take Another Turn Downward

Biggest US Banks Reward Stars with Huge Bonuses

For Retirement Savings, Employees Increasingly on Their Own 40% of 401(k) plans have stopped, reduced, considered suspending matches

Commodities Add to Recent Gains as Dollar Sinks JWR’s Comment: We can expect a drop in the US Dollar Index (USDI) below the magic 72 level in the next few months. Spot silver and gold will benefit, correspondingly.

Day Labor Centers Threatened By Economy

Next Great Bailout: Fixing Social Security

Cash for Clunkers May Cost Over $45,000 Per Car



Odds ‘n Sods:

Thanks to Karen H. for spotting this: Dehydration and Heat Stroke

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Long-time SurvivalBlog reader “E.” found this blog valuable: Early Retirement Extreme. E.’s comment:” The early retirement process is completely compatible with the preparedness lifestyle: pay off your debts, simplify, don’t fall into the consumerism trap, be as self-sufficient as possible, get in shape, learn useful skills so you can do-it-yourself, don’t depend on The System to take care of you, and so on. The author also subscribes to the Peak Oil theory. BTW, ‘early retirement’ provides a wonderful cover for those who want to keep their preps quiet, or who are concerned about developing the reputation of being “that nut job survivalist” . I’m not preparing for TEOTWAWKI, I’m trying to retire early!”

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Ben in Nevada sent this article on LDS canneries: The Mission: Put Up in Bulk

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Florida. highrise has 32 stories, but just 1 tenant. (A tip of the hat to Kristie S. for the link.)



Jim’s Quote of the Day:

Thus saith the LORD, Stand ye in the ways, and see, and ask for the old paths, where [is] the good way, and walk therein, and ye shall find rest for your souls. But they said, We will not walk [therein].

Also I set watchmen over you, [saying], Hearken to the sound of the trumpet. But they said, We will not hearken.

Therefore hear, ye nations, and know, O congregation, what [is] among them.

Hear, O earth: behold, I will bring evil upon this people, [even] the fruit of their thoughts, because they have not hearkened unto my words, nor to my law, but rejected it.

– Jeremiah 6:16-18 (KJV)



A Vault Full of Hedges: Tangibles, Tangibles, Tangibles!

My gun vault down in Jim’s Amazing Secret Bunker of Redundant Redundancy (JASBORR) is now full. It is a large vault (a Zanotti ZA-III modular six-footer) but it isn’t big enough. For more than 30 years, I’ve been accumulating barterable tangibles: guns, full capacity magazines, precious metals, optics, and knives. Each of these represents a fairly compact and liquid asset. They all have practical uses, although the coins and ingots are more of a medium of exchange rather than something intrinsically useful in and of themselves. (Oh, I suppose the silver could be melted down, cast into bullets, and put to good use if the ranch is overrun by lycanthropes. What if silver someday mysteriously becomes nearly worthless? If cast into buckshot, if propelled by just a wrist rocket slingshot, as Mr. Spock once said, “they would make formidable projectiles” to slay garden pests.)

I rest well at night, knowing that the vast majority of my net worth is either in the form of productive land, or useful tools. The US Dollar could get devalued or wiped out by inflation, and yet that would only hit about 3% of my net worth. This is because I convert my greenbacks into tangibles at the first opportunity, and only keep modest bank balance to pay my monthly bills.

I’ll admit that I may have gone a bit overboard. Do I really need a half dozen spare Swiss Army Knives (of various models), or four spare Cold Steel Knife Voyagers? Probably not, but there they sit, new, stacked up in their factory boxes. But I don’t expect their resale value to go down anytime soon. Do I truly need a stack of HK93 magazines, or Glock 17 magazines, or M14 magazines, when I don’t even own any of those guns? Probably not, but they sure do make great barter items. And why do I have so many stainless Colt M1911 .45 semi-auto handguns? After all, I can only hold two at a time. But perhaps a day will come when my descendants can no longer attend a gun show and walk home with what ever they please, sans papier. And again, I don’t expect them to go down in value.

I suppose that I’ll soon have to buy a second vault, and bolt it down, right next to the existing one. Someday in the future, after I’ve joined the Choir Invisible, my children or grandchildren will have a quite a day, sorting though the contents of my vaults. And something tells me that my heirs won’t be disappointed, or consider it “junk” that they are dividing up.

None of the foregoing is meant to brag. Rather, I hope that you will emulate my approach at investing diversification to prepare for the tumultuous decade ahead. Think: Tangibles, Tangibles, Tangibles!



Letter Re: Increasing Security for an 1870s House

Hello Jim,
My family and I have been offered a great price on a house ($7K,000 for a 3,400-square-foot two-story house, built in 1876, with a full basement and large backyard–the house was originally on the market for $104,000, but the seller hasn’t had any offers in three years, since the housing market crashed) in a small city with open spaces less than an hour’s walk away if bugging out should become necessary.

However, the bigger appeal of this house is the ample space it provides for us and a few other family members, a large backyard for gardening and the fact that most of the rest of our family is less than a 15-minute drive away (or an hour’s walk–and this hour’s walk would put us out in rural areas). My biggest concerns are the large (six foot wide) picture window on the front of the house, overlooking the front porch, and the front door with large window. The house is in a historic neighborhood, and any improvements to the structure of the house have to fall within certain restrictive guidelines because of the neighborhood in general and the fact that the house itself is on the state register of historic places.

I’m well aware of the prospect of smash-and-grab burglaries, especially in houses with large windows such as this one has, but I wonder what kind of modifications could be made to the windows and doors that would minimize the break-in risks. Would it be practical to add reinforced (possibly even bulletproof/brickproof/etc.) glass behind the picture window, and could you suggest possible modifications to the front door as well?

I’ll add that there are several points inside the house where increasing levels of security leading to a safe room can be established without affecting the historic nature of the structure itself.

The house itself is not particularly conspicuous–it’s in a historic neighborhood, so there are literally hundreds of other structures like it in the area, and there’s not much turnover in terms of residents or home ownership. I’ve lived within four-block of this location for almost eight years, so I’m very familiar with the area. A sizable percentage of this area’s residents have lived here for decades and
have no plans to move, so I don’t think flight to the suburbs or beyond is really a problem, i.e., seemingly few worries that this house will be in the middle of a ghost town if things get bad. I think this house could be a major asset as a “bug-in” location and I’m sure my family isn’t the only one looking to stay put rather than getting out of Dodge. Your advice would be greatly appreciated.

JWR Replies: Windows that large were not made in the 1870s for middle class houses, so that very large picture window that you described surely must be from a much later retrofit. (Six pane sash windows were the norm.) Even with historic preservation codes, you could easily go back to a smaller traditional sash window, and put a pair of “storm” shutters on it. (Hint: See my novel “Patriots” for details on ballistic shutters.) Just so long as it “looks” period, you should be okay.

Ditto for the door. You can have one custom built without a window (or just a very small, high window), out of 4″ thick solid oak.

Convincing the county clipboard minions just takes some historical research. At your local library or online, find pictures that were taken before 1900 of houses built in the 1870s. Be selective, and find pictures of houses with small windows, storm shutters, and stout doors. These photos will be your leverage needed to get permission to restore your house to an authentic 1870s appearance, and that should make the Historic District Authenticity Gnomes happy.

Good luck with your upcoming move and security upgrade project!



Two Letters Re: Here Comes Winter!

Dear JWR,
I enjoyed the great advice from Peter H. on being prepared in the winter. As a life-long Chicagoan and having spent lots of time snowmobiling in upper Wisconsin, please let me offer a few additional tips on dressing for cold weather.

Keeping warm in the cold is all about layering underneath and waterproof on the outside. I prefer cotton clothes to the newer athletic-type wicking clothes which don’t seem to hold the heat as well. Start with cotton long underwear which is snug but not too tight. A second pair of long underwear is all you should need in the coldest (sub-zero) weather.

On your upper body, add 1-2 cotton t-shirts over the 1-2 pair of long underwear to keep your trunk warm and to leave your arms free to move. I sometimes throw a loose cotton sweatshirt over all of this if it’s really cold. There are lots of parkas on the market. With all the layering underneath, just make sure the one you pick is water-proof (not water-repellant), or has a waterproof lining inside. Also make sure it is oversized to allow room for the layers underneath.

On my legs, I wear a quality pair of cotton jeans over the long underwear, and a quilt-lined bib over the jeans. I’ve taken the advice of guys who work in the outdoors in the winter (one is my best friend who is a union painter in Chicago), and buy Carhartt clothes. I agree with outdoor workers that Carhartt clothes are the best work quality around. The Carhartt bibs are preferable to one-piece snow suits because they don’t restrict your upper body movements while at the same time they are warm, water-repellant, and cut any drafts that can get under your coat. Caution: do not put these bibs in the dryer as they can shrink! These are not totally waterproof, so I sometimes add a pair of ordinary waterproof rain pants on the outside (which also helps cut the wind).

Buy waterproof, insulated, and steel-toed boots. If you walk enough in the snow, eventually you’re going to kick a chunk of ice or a stump hidden under the snow. Buy the boots at least 1 size too large and 1 size too wide to allow room for extra socks and to allow room to wiggle your toes. Having room to wiggle your toes is important to assist blood circulation, which boosts warmth (cramped toes with poor circulation will get cold in a hurry). I recommend boots from Red Wing, which are hand-made right here in America. (I’ve had one of my three pairs of Red Wings now for 12 years, and I wore this pair daily in a manufacturing plant for six of those years. It is the most comfortable footwear I own).

If you have spent a lot of time outdoors in the cold, then you know that your feet and toes will get cold before anything else, and are the hardest to warm-up once they are cold. I wear one pair of cotton athletic socks under a pair of wool socks under a pair of ski-socks. Ski socks are designed to be form-fitting (helps hold the other socks in place) and are padded to cushion your feet in ski boots. A little “trick” comes from my painter friend, who uses simple kitchen baggies to keep his feet warm. Put an oversized baggy over your socks and then go into your boots. The baggies will retain heat and add to waterproofing. This really works well for short durations with a lot of activity (working), or over long durations with little activity (hunting). Just be careful over long durations of heavy activity as the sweat moisture can build-up inside the bags and cause your feet to start pruning.

One last suggestion is to buy an pair of thick, over-sized, waterproof, Thinsulate-lined gloves and a pair of thin, tight-fitting, waterproof, Thinsulate gloves to go inside. I never found any glove liners that really work all that well. By wearing two gloves at the same time, you get the benefits of additional lining and an added layer of waterproofing. Plus, if you need to use your fingers [for fine work], you can pull your hands out of the thick outer gloves without exposing them to the elements.

Of course, all these layers may sound like overkill, but this was taking things to extreme temperatures. The nice thing about layers is that it is always easy to take a layer off if you get too warm.

I hope this helps you stay warm and dry this winter.

Also, please allow me the chance to say thank you and God bless for all the work you do. Besides buying bullion for years, I only started prepping in 8/07 when the credit markets first froze. I’ve been reading your web site daily for over a year, finished Patriots two months ago, and just finished your book on retreats. I sent a copy of Patriots to six close friends and family in the hopes that the light bulbs start going on. I know we’re probably in the eleventh hour, but I’m trying to have a retreat purchased by this fall and hope to get some help from others if they understand. This is a life changing experience and I can’t tell you how much I appreciate all your work. My prayers are with the Memsahib. – Chris G.

Jim,
Peter H’s letter on Winter was spot on. Although I now live where they haven’t seen snow since the last ice age, I used to live in the Colorado high county where it snowed nine months a year and picked up a couple of things:

Tire chains work great but are the most wretched things to get on ( especially if you’re already stuck.). I do three things to make it reasonably easier, besides doing it before I’m stuck..

1. First I lay the tire chain out on the ground in front of the wheel. I made a couple of wood blocks around 5″ square and 21/2″ thick and put one of these into the gap in the chains a couple of feet back from the front of the chain stretched out on the ground. Then I drive forward (this assumes you aren’t stuck already) until the tire is over the block. This frees the chain from the tire and allows you much more slack. Don’t put the block in the center of the chain run or you’ll have to fight to connect both chains ends at the top of the tire. Much easier to drape one long end over and connect near the bottom of the tire.

2. Tire chains are always too short to connect easily, or at all in some situations (as in already being stuck) so the first thing I do with a new set, besides making sure they fit the tires, is extend the outside chain end. The inside link will always connect since you do it first. Buy 6″ of similar chain and a screw carabineer of similar size. Hook up the chain as tight as you can on the tire and put one of those rubber tensioners they give you with the tire chains on the link end and pull it to the opposite side to keep it from flopping around. Drive a few hundred yards and check if you have to tighten things up.

3. Buy more of those rubber chain tensioners.

With regard to Peter H’s suggestion of a hoe to dig out snow from under a car. I must admit I never thought of that. He is absolutely correct in that a regular shovel is useless. The angle of the shovel blade causes it to ride up into the bottom of the car rather than along the ground and snow shovels are too weak to shift hard snow and ice although they are perfect for powder snow if you start shoveling before the disturbed snow sets up hard.

What I use is a shovel called a D-handle sharpshooter. It’s 31” long and it has a D-handle at the top and a long thin straight blade with no pitch on the other end. The blade will go through most anything and it can be swept sideways to remove lose stuff. The D-handle allows full control. Mine has a metal handle and is over 20 years old. Most of my shovels (always with fiberglass handles) wear out the blades in a couple of years of constant use. This one is now 4″ shorter but has followed me to Australia and back.

I’ve used this shovel as a pry bar, brush and small tree cutter and I once whacked a gang member with it outside Denver’s old airport. It’s as useful a tool as you could hope to find.
This brings me to further point. A sharpshooter shovel in a car or even in your hand generates no interest from the police or anybody else, but [if kept sharpened] it’s actually the best edged weapon I can think of this side of a broad sword. It works just fine and if you ever have to defend your actions after the fact, a shovel sounds a whole lot better to the authorities than does a sword, ax, knife, etc. When the cops were called over the gang member incident, I was asked what I hit him with and I said ” a shovel” The cop said I should have hit him twice. Of course it helped that I whacked the guy with the flat rather than decapitating him with the edge.

Kind regards to you and your Wife, – LRM Perth, Western Australia