James,
I’d like to respond to our friend who asked if refinancing from 5.2% down to 3.88% is a good idea. To answer that, consider what we just did. We refinanced our house from 4.5% down to 3.75% and borrowed a further $40,000, from equity. The result is that we still pay $100 less each month in mortgage payments. While we have more debt, now we also have more equity in the house in the form of $33,000 worth of solar panels and battery backup that we had installed. We also squared away most of our remaining important preparations and paid off some credit cards to boot. It is a very, very good idea to refinance even without taking out any equity because you will end up paying tens of thousands of dollars less through the life of a 30-year loan, assuming you have that much left to go. – Geoff S.
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Economics and Investing:
Analysts fear euro-zone capital flight might snowball. (Thanks to Jon M. for the link.)
G.O. recommended this: Fed Up With the Euro? Start Your Own
K.W. sent a link to some dubious predictions: Food prices continue upward. Given the recent jump in corn and other grain prices, I have serious doubts that we will see just a “2.3% to 3.5%” increase.
Several good articles from ETF Daily:
Our Economy Has Been Collapsing, It Continues To Collapse, and The Collapse Is Going To Accelerate Dramatically
Eric Sprott Cautions Investors To Fear The Financial System
Doug Casey Predicts Day of Economic Reckoning Is Near
Items from The Economatrix:
Faber: Odds Of Global Recession Are 100%
The Middle Class Is Broke: Pew Study Reveals Real Problem With Economy
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Odds ‘n Sods:
Seniors Arm Themselves In Record Numbers
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Reader H.L. alerted us to the latest from Nanny State Britannia: Animal rights group calls for Shooting Times and The Field to be classed alongside porn. Meanwhile, in Nanny State Nebraska: Grand Island Deaf Preschooler Asked to Change the Sign for His Name in School. (Thanks to Mike Williamson for the latter link.)
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G.G. sent this video link:Wal-Mart Status 48 Hours Pre-Hurricane
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I had to chuckle when I saw the Bourne Legacy Shoulder Tote Bag is now a “featured item” on eBay. It comes with a Toshiba laptop computer. But I think that the bidding would be a lot stronger if it instead more authentically included a dozen passports, a SIG P226, six spare loaded magazines, and wads of Swiss Francs, Dollars and Euros.
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From F.J., this Instructables piece: Re-curve Bow from Skis
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Jim’s Quote of the Day:
"It is alleged by men of loose principles, or defective views of the subject, that religion and morality are not necessary or important qualifications for political stations. But the Scriptures teach a different doctrine. They direct that rulers should be men who rule in the fear of God, able men, such as fear God, men of truth, hating covetousness…" – Noah Webster. Value of the Bible, 1834, #302
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Note from JWR:
Today we present another entry for Round 42 of the SurvivalBlog non-fiction writing contest. The prizes for this round include:
First Prize: A.) A gift certificate worth $1,000, courtesy of Spec Ops Brand, B.) A course certificate from onPoint Tactical. This certificate will be for the prize winner’s choice of three-day civilian courses. (Excluding those restricted for military or government teams.) Three day onPoint courses normally cost $795, and C.) Two cases of Mountain House freeze dried assorted entrees in #10 cans, courtesy of Ready Made Resources. (A $350 value.) D.) a $300 gift certificate from CJL Enterprize, for any of their military surplus gear, E.) A 9-Tray Excalibur Food Dehydrator from Safecastle.com (a $300 value), F.) A $250 gift certificate from Sunflower Ammo. and G.) A $200 gift certificate, donated by Shelf Reliance.
Second Prize: A.) A Glock form factor SIRT laser training pistol and a SIRT AR-15/M4 Laser Training Bolt, courtesy of Next Level Training. Together, these have a retail value of $589. B.) A FloJak FP-50 stainless steel hand well pump (a $600 value), courtesy of FloJak.com. C.) A “grab bag” of preparedness gear and books from Jim’s Amazing Secret Bunker of Redundant Redundancy (JASBORR) with a retail value of at least $300, D.) A $250 gift card from Emergency Essentials, and E.)Two cases of Meals, Ready to Eat (MREs), courtesy of CampingSurvival.com (a $180 value) and F.) A Tactical Trauma Bag #3 from JRH Enterprises (a $200 value).
Third Prize: A.) A Royal Berkey water filter, courtesy of Directive 21. (This filter system is a $275 value.), B.) A large handmade clothes drying rack, a washboard and a Homesteading for Beginners DVD, all courtesy of The Homestead Store, with a combined value of $206, C.) Expanded sets of both washable feminine pads and liners, donated by Naturally Cozy. This is a $185 retail value, D.) A Commence Fire! emergency stove with three tinder refill kits. (A $160 value.), and E.) Two Super Survival Pack seed collections, a $150 value, courtesy of Seed for Security.
Round 42 ends on September 30th, so get busy writing and e-mail us your entry. Remember that there is a 1,500-word minimum, and that articles on practical “how to” skills for survival have an advantage in the judging.
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Lentils: The Super Food of the Prepper, by Brad H.
This article is about a food that I have become familiar with just recently. The nutritionist at my chiropractor’s office has me on a detoxification program. One of the things I am “allowed” to eat during this detox is a portion of lentils each day. I had never had lentils before this detox, but became a fan rather quickly. The more I looked into the details of this small but mighty food, the more impressed I became that it would be a great addition to my emergency stockpile. The lentil is a cousin of the bean, and both are in the legume family. These are not just “beans,” they are what you might call a “super food.” I know that term gets tossed around quite a bit on television shows, but I am really sincere when I give it this title. I believe this will be a vital part of your survival planning if you grasp the benefits of this small legume.
I hope to convince you of why you should be stocking up on lentils. I believe this should be your “go to” bean for stockpiling. Being a pastor/preacher, I will cover this in outline form, which is the way I think best when writing. So now the question – “Why should I consider lentils for stockpiling and prepping?”
Well, here is why . . .
1. FAST COOKING TIME.
Lentils only take about 20 minutes to cook. Most lentil bags say 15-20 minutes. A big plus is that unlike most dried beans, they don’t have to be soaked ahead of time. This is perfect for the meal needed quickly or the meal on the move. When I used to imagine stockpiling beans, I always thought of pinto beans; but the pinto beans need to be soaked for some hours to get them ready to cook. The best way to cook the lentils is to get the water boiling and just toss them in, and then simmer for 20 minutes or until they reach your desired consistency. Use a 2 to 1, or 3 to 1 ratio of water to lentils. If you don’t need to cook them quickly, you can still make a hearty bowl of lentils in a slow cooker as well. Either way, just cook until they are as soft as you like them.
2. LONG SHELF LIFE.
Lentils have the same shelf life possibilities as other beans. You can seal them at home on your own with Mylar bags and oxygen absorbers, or you can buy them already sealed in pails (40 lb. plastic buckets). Even if you never use them in an emergency, you will probably only have to replace them once in a lifetime for a fresh supply. Beans just keep well.
Also they are easily portable. What I mean by this is that you can move them, pack them, or stuff them in a full bag without having to worry about smashing or breaking them.
3. NUTRITIONAL VALUE.
Now we get to the good part, the details of these little giants. I was surprised when I found out what was in these lentils. The following stats are from Wikipedia:
“With about 30% of their calories from protein, lentils have the third-highest level of protein, by weight, of any legume or nut, after soybeans and hemp. Proteins include the essential amino acids insoleucine and lysine, and lentils are an essential source of inexpensive protein in many parts of the world, especially in West Asia and the Indian subcontinent, which have large vegetarian populations.” “Health magazine has selected lentils as one of the five healthiest foods.”
Naturalnews.com says this, “Though hardly used in Western diets, lentils are perfect for high nutritional yields on a budget. They are so high in protein and energy producing nutrients that a Canadian firm is working on putting a lentil sports energy bar together. Canadian studies on athletes proved they performed better with more endurance after eating lentils dishes than pasta.”
Green lentils have a fiber concentration of 31%. Fiber is good for you in a great variety of reasons. This fiber acts like a little scrub brush that cleans out the digestive system. This also helps with glucose and cholesterol levels. Think of this too. We all know fiber keeps you from getting constipated. If the world as we know it ends, at least you can endure it regular and healthy! Lentils are also a good source of iron. Folic acid is an important nutrient also found in lentils. Studies show that one cup of lentils has 90% of the recommended daily allowance of it, more than any other unfortified food. This is especially helpful to expecting mothers.
And now, here are the nutritional facts for those who want to know the specifics.
–Nutritional value of lentils per 100 g (3.5 oz)
Carbohydrates………60 g
Sugars…………………2 g
Dietary fiber…………31 g
Fat……………………1 g
Protein………………26 g
Water………………10.4 g
Thiamine (vit. B1)…(76%)
Folate……………..(120%)
Calcium………56 mg (6%)
Iron………..7.54 mg (58%)
Magnesium…122 mg (34%)
Phosphorus…451 mg (64%)
Potassium…..955 mg (20%)
Sodium…………6 mg (0%)
Zinc………..4.78 mg (50%)
–Percentages are relative to U.S. recommendations for adult daily consumption–
What do all these numbers mean? For one thing, it means they are a good source of protein, especially when meat or eggs are in short supply. Also, they are a much better alternative than Ramen Noodles which are outrageous in sodium content. They are a great energy food. They are also easily digestible. I have just scratched the surface of the nutritional benefits of lentils. If you research them more, you will be surprised at all you find. “Surprised by a lentil?” you say. Oh, yes. Some of the simplest things of God’s Creation are the most amazing
4. PRICE.
One word describes it best – Cheap. Lentils, like other beans are very affordable. I have purchased mine for no more than $1.10 per 1 lb. bag in the supermarket. You may ask, “What about buying in bulk?” They can also be bought in bulk. We are going to start getting ours through a co-op we are in with some friends through Azure Standard. Sam’s Club sells a 40 lb. can for $51.12 on their web site. Mannaharvest.net sells 25 lb. for $24.70. I’m sure you can find more if you just look online. If you are like me, cheap is good! With a family of six, like we have, it doesn’t take long to go through the vittles. We need all the bang for the buck we can get.
Lentils do come in brown, black, orange, yellow, red, and green. Most of the ones you will find here in the U.S. are brown and green. This is because these ones retain their shape better when cooked.
5. TASTE.
I would say they taste very much like pinto beans, in my opinion. They are not strong or overpowering. The way I have been eating them (in allowance with my diet restrictions) is to salt them, pepper them, and a few drops of Louisiana Hot Sauce. That’s all, and they taste great.
Of course, as with other beans, the ways you can spice them are unlimited. Oh, and I almost forgot. Since they soak while they cook, they soak up a great deal of the flavor of the water they are cooked in. Therefore, you could flavor the water too any way you like. For example: bullions, broth, hot sauces, herbs, spices, etc. A smoked ham bone is hard to beat in a pot of beans.
6. FILLING.
The high protein in lentils keeps you full longer than other foods. Another great thing I have found is that they don’t give you gas like pinto beans do. Of course, if you are outdoors or are a teenage boy, you may not care about gas! When times get tough, you will want to get as full as possible on as little as possible. You want your food to last a long time.
You can also mix in lentils with other foods to make them more filling. You can extend meats and meals with them. If meat is being rationed, you can mix some lentils into sloppy joes, meat loafs, chili, burgers, casseroles, soups, and such. You could do this even if meat isn’t being rationed. Those of you who may cook a rabbit or squirrel because it’s all you have could make a stew go farther with lentils.
For example, when I process my deer in the fall, I always save the necks and sometimes the rump bone. I will cook the neck in a big slow cooker with a mess of beans and spices. The next time I do this, you can be sure I’m going to use lentils. Cooking this way makes the meat tender and makes it go farther for a very small cost.
Closing thoughts:
- You can find lentils in your Bible (KJV) in Gen. 25:34; 2 Sam. 17:28; 2 Sam. 23:11 and Eze. 4:9. They are always mentioned as a good food.
- I hope this has given you some insight into a food you may not know much about. My goal of this article is to help others like myself who are looking to provide for their family in a cost effective way. It wouldn’t take you long to build up a supply if you bought just a couple pounds each week when you did your grocery shopping. Or if you just want a “get it and be done” solution, you could get a big sealed bucket.
- As the saying attributed to Napoleon goes, “An army marches on its stomach.” Part of keeping your wits when society falls apart is having a full stomach. You may be able to think good even when you are hungry, but you will think better when you are full. It may sound crazy to some, but many know how true this is. Most anyone will trade anything for food when they are starving to death. Don’t get to that place; plan ahead.
- I know this article is primarily about stockpiling lentils, but I hope this inspires you to make them a part of your normal diet. The health benefits are such that you should really take a closer look at them. They are good for your heart and your whole body.
- As a Christian and a beginning Prepper, I hope for the best, prepare for the worst, and ultimately trust my God and Savior. God bless!
JWR Adds: Lentils can harden in long term storage, just like beans. This limits their practical shelf life to about eight years. But even hard lentils can be softened if you cook them in a pressure cooker, or grind them to a fine paste before cooking.
I have read that you should not add salt before or while they are cooking, since this can cause lentils to harden. Just wait until after they have cooked through, then add salt.
Also keep in mind that unless they have been irradiated, lentils will sprout. As with other sprouts, this provides a great nutritional multiplier effect and can help break up the monotony of a storage food diet.
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Letter Re: Personal Debt Implications of an Economic Collapse
Jim,
Just a pondering I hoped you might be able to give me some insight on, I’m either to young or didn’t know it because we were too poor to notice, but I’ve never experienced a significant economic decline in my life. My wife and I are both doctors and have borrowed heavily to set ourselves in a great place. Right now we have no difficulty making the bill payments but should the banking/finance system collapse, will we still have to pay the bills; how do we pay the bills; and/or is there any hedge to anticipate how we’ll make those payments? I don’t doubt that we’ll still make ‘something’, be it cash or barter, but what exactly do the banks expect from you at that point? Do they just foreclose on everyone…? Is there something we should be doing now asset wise if the US dollar were to collapse we could still meet our loan requirements…? I’m just not quite sure what would be necessary. Most of the articles/publications I read take you all the way to that point but fail to point blank say how you keep those things that someone else has a lien on, even if you have a currency collapse. Thanks for the thoughts and all the insight. SurvivalBlog.com is my home page. – E.A.
JWR Replies: In essence, if we go though a deflationary depression, creditors will be chasing their clients, but if we go though a inflationary depression creditors will practically be hiding from their clients, saying: “Oh, just keep on making your monthly payments.”
In a total collapse, all bets are off. If it is hyperinflationary, you can simply pay off your creditors in depreciated dollars. And I would advise doing so in the midst of it all, before a major currency reform. Just be sure to get a notarized “satisfaction of mortgage” document (or similar), so that you can prove that you stand free and clear.
In the end, possession in nine tenths of the law. The many people now squatting in foreclosed houses are evidence of that.
Letter Re: Advice on Refinancing
Dear James,
I’d like your advice. We live in a house on five rural acres in Wisconsin. It’s both our year-round house and a sorta retreat. We now have the chance to refinance our mortgage at a lower interest rate. (Just 3.88%, as oppose to the 5.2% on our existing mortgage.) Our outstanding balance is about $210K. Should we re-fi, or stand pat? Any special considerations, given the perilous economic times, these days? Thanks in advance for your advice. – Hal K.
JWR Replies: Yes, this might be an advantageous time to re-finance. A 3.88% rate is excellent. Just beware that though we are still in a deflationary overhang, it isn’t likely to last much longer. Once inflation kicks in, then variable interest rate loans will become a killer. So I recommend that you ONLY take a fixed rate mortgage, and that you make sure that the terms of the new mortgage agreement allow you to pay off chunks of the principal with no prepayment penalty.
News From The American Redoubt:
A recent article that mentions the American Redoubt movement: Secession: Who WILL Be First?
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Dawn Wells (of Gilligan’s Island fame), now semi-retired in Driggs, Idaho, shows how to peel potatoes, Idaho style.
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Were your cows really bred? A lab in Moscow, Idaho can let you know: Biotracking
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I just discovered that more than a year ago, Ken at ModernSurvivalBlog spent some time researching and creating a quite useful graphic: Northwest Survival Retreat Ideal Population Map
Economics and Investing:
Reader Rex S. suggested: Why You Always Want Physical Everything
Sue C. sent: Republicans tease with gold standard, but idea seen full of bugs. [JWR’s Comment: The biggest “bug”–and the statists’ real objection to gold–is that a gold standard wouldn’t allow the government to spend beyond its means and create money out of thin air.
G.G. flagged this: When a 401(k) Is Locked in the Freezer
One way of looking at the current monetary paradigm: The Rot Runs Deep 1: The Federal Reserve Is a Parasitic Wealth Transfer Machine
Items from The Economatrix:
Nearly 1 In 5 Americans Have No Money To Put Food On The Table
Odds ‘n Sods:
Retreat Security: The Urban Speedball For Preppers. JWR’s Comments: For anything other than very short term caching, it is crucial that water and ammunition be stored in separate waterproof containers. If stored together, all it would take is one leaking bottle (such as one ruptured by freezing or one with a pinhole from rough handling) to destroy the stored ammunition. One .30 Caliber ammo can with bandoleers of ammo paired with one “Tall .50” filled can with water containers would be about the right ratio, for defending against anything short of a human wave attack. They can be attached to each other with bungee cords to make carrying the pair with one hand more comfortable and less noisy. The ideal padding for inside the can stocked with water bottles would be earth tone socks, earth tone underwear, and/or an olive drab or brown hand towel. These items have multiple uses (hygiene, camouflage material, weapons cleaning, padding, water pre-filtration, et cetera.) OBTW, If you’d like to use 5 gallon plastic buckets as shown in the video, food grade kelly green buckets with matching lids are available from BayTec.com and other Internet vendors. These can be lightly bead-blasted or sanded with a palm sander to kill the gloss. Sanding will also make paint adhere better. Then apply just a couple of quick blasts of flat olive drab and flat brown spray paint in large splotches to create more of a natural color and to break up the outline, and you’ll be all set.
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My old friend S.C. sent this: More about Bluffdale and the compartmented codeword project Stellar Wind.
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Is Going Off the Grid Practical?
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New Jersey city of Camden to scrap police department amid budget woes.
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Some very inexpensive resources for homeschoolers: The Homeschool Curriculum Company
Jim’s Quote of the Day:
"The religious atmosphere of the country was the first thing that struck me upon my arrival in the U.S. In France, I had seen the spirits of religion and freedom almost always marching in opposite directions, in America, I found them intimately linked together and joined and reigned over the same land…" – Alexis de Tocqueville, Democracy in America
Notes from JWR:
By way of Tom Gresham of Gun Talk Radio we heard that Mark Craighead, founder of Crossbreed Holsters, just passed away. It is reported that he was 43 and died of a heart attack. He was a Christian and ran a Christian company (hence the company name and logo.) It is very sad to hear of this fine Christian gentleman passing. This serves as a reminder that life can indeed be much shorter than we anticipate. Get right with God, today!
—
On August 27, 1883 an explosive volcanic eruption beneath the island of Krakatoa obliterated most of the island and resulted in regional tsunamis that took the lives of more than 36,000 people.
Mike Williamson’s Book Review: The Book of Blacksmithing
The Book of Blacksmithing (Setting Up Shop, Essential Skills, and Easy Projects to Get You Started), by Michael Cardiff.
ISBN-13: 978-1610045773
I’ve known Mike Cardiff for a couple of decades, and can vouch for his competencies as a smith. He moves surely, wastes no effort, and turns out functional tools, blades and accoutrements in short order. I helped him find a publisher for this work, and am very glad to see it in print.
I’m quite impressed by the outcome. Mike’s writing style is simple, clear and straightforward, and the illustrations by his brother are likewise very easy to understand and follow. This slim but surprisingly dense book first addresses safety, setup of a smith including choices of forge types, anvils and tools. It then does a detailed breakdown of various types of hammers, tongs, punches and chisels, shaping tools, and accessories like drills and grinders. Each major tool is accorded a description on how to select and use it, across a panoply of striking, gripping, bending, punching and abrading tools.
He covers buying and scrounging material for different purposes, and finding tools, or items that can be converted into tools, from various sources.
Then it’s on to how to build a fire (coal, gas, and charcoal, possibly the most versatile and available fuel for grid down or economic crisis scenarios), maintain it, heat and work steel. How to control the hammer, the shape, how to heat treat and temper for tools, and how to weld ferrous metals with a forge. He does not cover horse shoeing, which is the specialty of a farrier. He does cover the manufacture of basic hand tools.
Next, there is an entire chapter on problems and how to troubleshoot them—misshapen metal, split, cracked or twisted stock, and problems judging metal mass.
The last part of the book is devoted to very clear, beautifully illustrated instructions on making various items, including shop tools (hammers, punches, hardies, tongs, nail forming tools) and several small household items that will give the beginning smith a good workout in the essentials of shaping metal.
The Book of Blacksmithing is available from Paladin Press, from Amazon.com and and other outlets.
Disclosure and Disclaimer (per FTC File No. P034520): I was furnished a free (damaged) copy for review.
A T.M. in Arkansas Book Review: 7 Deadly Scenarios
7 Deadly Scenarios: A Military Futurist Explores War in the 21st Century by Andres F. Krepinevich
Bantam Dell, New York, 2009. 334 pages including a thorough index.
ISBN 978-0-553-80539-0
The author of this book is the president of the Center for Strategic and Budgetary Assessments, and a former US Army officer with a Ph.D. from Harvard University.
In this book, he asks the hard questions most people choose to ignore. Being prepared is an ongoing task based on anticipation of something bad occurring. Planning for those occurrences is best done by utilizing scenarios to figure out your response, and what supplies are needed to insure your survival.
Although published three years ago, this book is still timely in the disasters it anticipates in Iraq, Pakistan, China, Israel, the global economy, and a pandemic.
The author explains how to create disaster or crisis scenarios for anyone from the military, civil authorities, and private citizens. He explains the dangers of not believing the results you may achieve from acting out your scenarios. The author explains the importance of keeping an open mind and remaining flexible during a crisis. If your plan is too rigid, you will probably fail. Have a plan B, C, and D for each eventuality. Share your plan with a trusted prepper and let them look for ways to improve your options. Return the favor with an open mind.
The Japanese attack on Pearl Harbor was war gamed by the US Navy in 1932 and filed away. The second and successful attack on the World Trade Towers was forewarned before the first attack by a security officer. The messenger was ignored. The French Army possessed a copy of the German Army plan of attack years before WWI began in 1914. They bought it from a German turncoat and filed it away.
The scenarios in this book include a collapse of Pakistan. Al Qaeda is actively working today to destabilize that nation both militarily and politically. What happens if they succeed?
A pandemic on the scale of the 1918 Flu will create havoc as our health facilities are overloaded, millions will die, and the global economy devastated in the process. Scientists and medical experts have told us for years that this monster is not a question of if, but a question of when. A pandemic can be seen coming, so do you have your flu shot, yet?
What happens if China decides to flex its’ military muscles in the South China Sea or the Pacific Ocean? Does our military and its’ allies have the power to win the struggle?
What happens in the event of an EMP? The favorite scenario is the collapse of the USA from terrorists or a rogue nation, but how about the case of a solar caused EMP in Europe or Asia? The economic devastation to the global economy will affect all of us.
What happens if the record setting drought of 2012 continues for another two to three years? Are you prepared for further food shortages and higher prices?
This book is well written, thought provoking, and will hopefully spur you to action to turn your disasters into inconveniences.