“Government is a disease masquerading as its own cure.” – Robert LeFevre
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Notes for Wednesday – June 18, 2014
Today we present another entry for Round 53 of the SurvivalBlog non-fiction writing contest. The $11,000+ worth of prizes for this round include:
First Prize:
- A Gunsite Academy Three Day Course Certificate, good for any one, two, or three course (a $1,195 value),
- A course certificate from onPoint Tactical. This certificate will be for the prize winner’s choice of three-day civilian courses. (Excluding those restricted for military or government teams.) Three day onPoint courses normally cost $795,
- Two cases of Mountain House freeze dried assorted entrees in #10 cans, courtesy of Ready Made Resources (a $350 value),
- A $300 gift certificate from CJL Enterprize, for any of their military surplus gear,
- A 9-Tray Excalibur Food Dehydrator from Safecastle.com (a $300 value),
- A $300 gift certificate from Freeze Dry Guy,
- A $250 gift certificate from Sunflower Ammo,
- A roll of $10 face value in pre-1965 U.S. 90% silver quarters, courtesy of GoldAndSilverOnline.com, (currently valued at around $180 postpaid),
- Both VPN tunnel and DigitalSafe annual subscriptions from Privacy Abroad (a combined value of $195),
- KellyKettleUSA.com is donating both an AquaBrick water filtration kit and a Stainless Medium Scout Kelly Kettle Complete Kit with a combined retail value of $304,
- APEX Gun Parts is donating a $250 purchase credit, and
- TexasgiBrass.com is providing a $300 gift certificate.
Second Prize:
- A Glock form factor SIRT laser training pistol and a SIRT AR-15/M4 Laser Training Bolt, courtesy of Next Level Training, which have a combined retail value of $589,
- A FloJak EarthStraw “Code Red” 100-foot well pump system (a $500 value), courtesy of FloJak.com,
- Acorn Supplies is donating a Deluxe Food Storage Survival Kit with a retail value of $350,
- The Ark Instituteis donating a non-GMO, non-hybrid vegetable seed package–enough for two families of four, seed storage materials, a CD-ROM of Geri Guidetti’s book “Build Your Ark! How to Prepare for Self Reliance in Uncertain Times”, and two bottles of Potassium Iodate– a $325 retail value,
- $300 worth of ammo from Patriot Firearms and Munitions. (They also offer a 10% discount for all SurvivalBlog readers with coupon code SVB10P),
- A $250 gift card from Emergency Essentials,
- Twenty Five books, of the winners choice, of any books published by PrepperPress.com (a $270 value),
- Two cases of meals, Ready to Eat (MREs), courtesy of CampingSurvival.com (a $180 value),
- Dri-Harvestfoods.com in Bozeman, Montana is providing a prize bundle with Beans, Buttermilk Powder, Montana Hard Red Wheat, Drink Mixes, and White Rice, valued at $333,
- TexasgiBrass.com is providing a $150 gift certificate,
- Organized Prepper is providing a $500 gift certificate, and
- RepackBoxis providing a $300 gift certificate to their site.
Third Prize:
- A Royal Berkey water filter, courtesy of Directive 21 (a $275 value),
- A large handmade clothes drying rack, a washboard, and a Homesteading for Beginners DVD, all courtesy of The Homestead Store, with a combined value of $206,
- Expanded sets of both washable feminine pads and liners, donated by Naturally Cozy (a $185 retail value),
- Two Super Survival Pack seed collections, a $150 value, courtesy of Seed for Security,
- A MURS Dakota Alert Base Station Kit with a retail value of $240 from JRH Enterprises,
- Mayflower Trading is donating a $200 gift certificate for homesteading appliances,
- Ambra Le Roy Medical Products in North Carolina is donating a bundle of their traditional wound care and first aid supplies, with a value of $208, and
- SurvivalBased.com is donating a $500 gift certificate to their store.
Round 53 ends on July 31st, so get busy writing and e-mail us your entry. Remember that there is a 1,500-word minimum, and that articles on practical “how to” skills for survival have an advantage in the judging.
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Becoming The Bank In TEOTWAWKI, by J.M.
It has happened. The event that we have all talked about for so many years has come to fruition. The banking and monetary system, after many years of bail-outs and market manipulations, has finally collapsed. Many have plans to “bug out” to the safety of their isolated retreat where they plan to hunker down and weather the financial tempest that surrounds them. I have to admit that this is probably the best short-term plan to survive, but what do you do when your supplies run out? What will the long-term solution be, until a new monetary system is established? How could someone position themselves to be part of the solution rather than waiting for the solution to come to them?
Several very knowledgeable people have discussed a great many topics regarding preparedness in case of an economic catastrophe in our country. Whether it is inflation, deflation, or stagflation, the economic impact on our currency could be severe. That is why, in tandem with all my preps, which includes a paid off, well-stocked retreat with a water filtration system, solar/wind power generators, fuel and farming gear, and all the necessary supplies, I have also positioned myself to act as an interim bank, mercantile, and co-op for day-to-day purchases, exchanges, and loans, until a new currency is established by the government.
There will probably be a period, albeit a short one (I’m guessing six months or so but maybe longer), where U.S. dollars will not be the preferred medium for exchange. I feel that some will barter directly for food with whatever goods or services they may have, but what does one do when they do not possess something that the other party covets or desires? It will be necessary for something to serve as a “store” of value.
The biggest problem, though, is that whatever is used will need to be available in several small denominations and be easily recognizable to all. People tend to gravitate towards the familiar. The closest thing to our old beloved dollar will be pre-65 coinage, recognizable .999 silver bars/coins, and our current 75/25 nickels and pre-82 pennies. Gold will also be coveted but only for larger purchase, in my opinion, as even a gram of gold will far exceed the purchase price of most goods needed for day-to-day living expenses.
After assessing the demographics surrounding my retreat, I discovered that I had about 1,000 people within a 10-mile radius. I then established what the current AVERAGE dollar amount is for Americans to have for cash-on-hand at any given time. After pouring over several statistical analyses regarding this issue, I’ve found that that number rests between $80 and $100. That basically means that for each person (man, woman, and child), you would need 4-5 ounces of silver or a gram and a half to two grams of gold for each person. Your base coinage values would be established at coinflation.com values.
The key to all this is to not just put aside one ounce and one gram increments of bullion. You need that dollar value to be reached with a diversified breakdown of coinage and bars that allow the populace to be able to make multiple purchases with their $80-$100 worth of currency. This is where 90% dimes, quarters, half dollars, fractional bullion, and quality-base coinage come into play. Let’s take my population of 1,000 persons as an example. To serve as the “bank” for that many people, I have put aside these denominations:
- 30 ounces of gold consisting of: (200) one gram bars, (50) 1/10 oz coins, (12) ¼ oz coins, (6) ½ oz coins, (10) 1 ounce coins, and one 100 gram bar.
- 3000 ounces of silver consisting of: 500 ounces of Premium bars ranging from 1-10 ounces, 750 ounces of Silver Eagles, 750 ounces of Premium Silver rounds (Engelhard, Johnson Matthey, Maples), $1,000 face of 90% coinage ($500 in dimes, $250 in quarters, and $250 in half dollars).
- $2500 of base coinage consisting of: $2000 in nickels and $500 in pre-82 pennies.
The above amounts are worth somewhere in the neighborhood of $100,000.00 at today’s “spot” value. That means, I am a little more than 10% above what I need to operate as an interim “bank”. That additional 10% will be necessary, as you still have to have additional liquidity to provide security for your “bank” and provide extra (float) money for those that wish to secure extra funds through collateralization or outright sale of their goods. People will still want “loans” to help get them through, and this will mean that if one wishes to act as a “bank”, they need to be prepared to lend and take in collateral for the loan, or be willing to act as a “mercantile” or “co-op”, as people will not have a lot of money but may also have goods that the “bank” can buy and then re-sell to others in the community.
You won’t be able to act as our current-day, money-grubbing, greedy banksters do. You will need to be a staple of the community– helping others and acting as a “conduit” for exchange in a noble manner. Anything else will lead to a good old-fashioned tar-and-feathering or worse…and rightfully so. You will still have to have excellent security, too, as banks have been, and always will be TARGETS. Do not take being a bank for your local community lightly. You are definitely breaching OPSEC in many ways by acting in such a manner. However, SOMEBODY needs to do it, but you better be damn sure that your neighbors are as committed and endeared to you as you are to helping them.
Another necessary item will be a VERY LARGE BUILDING with a stock yard to serve as your center for exchange. I would definitely recommend that you build it in such a way to house a myriad of goods and products. Everything from food, seeds, and livestock, to other material goods such as guns, ammo, and medical supplies will need to be stored there. You will also need, of course, a vault.
You’ll have to work hard, but being the center of exchange for a community has its benefits as well. When you are just a consumer, you eventually run out of money. When you are the bank/mercantile/co-op, you have continuous flow, and you can make a small amount on each transaction to be able to maintain and even grow your wealth…even in a bad time. This is not a license to fleece people by any means, but most people will not begrudge you a reasonable profit for the services you provide to the community, as long as you are compassionate, charitable, and friendly to all who patronize you.
Many will comment that putting yourself out there in such a manner is not responsible. Let me be clear: I do not recommend attempting this unless you have established yourself with people PRIOR to the “great reset”. Trying to do so when you are not integrated into the area would be foolish in my opinion, BUT, the potential to be “the bank” in your area is possible, if you lay the proper groundwork. When people know you, they tend to be more open to dealing with you. It is human nature to be suspicious of someone’s motives, if you are unfamiliar with them. When others in the area will vouch for your character, it can make all the difference in the world and can lead to strong relationships that can be of great use when things are difficult.
The reason for writing this article is not to show how someone can capitalize on other’s misfortunes but rather to show how we can be a part of the solution and be proactive in re-establishing commerce in our area rather than just waiting for civilization to restore itself. I would like to think that the people on this forum are going to be a part of our country’s rebirth after fiat paper collapses. We can all play an integral role in bringing REAL MONEY to the forefront in our area. It takes courage and fortitude to put oneself out there and help to be a part of the solution. Our forefathers were patriots and risked a heck of a lot more than what I am proposing.
Regionalized banking truly is the best system in my opinion. When folks are tight-knit and know each other, there are simply less defaults on loans, and risky lending does not take place. Once we went to global banking systems, the human factor was eliminated from the equation. Credit unions and co-op’s, as well as localized banking, is what can work and even flourish. It is that “village concept” that will be key to restoring faith and credit, as everything will be based on real and tangible assets and NOT a fractional reserve system that is, quite frankly “imaginary money” with no real backing. My goal here is to spark discussion, and I am sure others will have more to add to my thoughts. I welcome all your ideas, criticisms, and additional input to becoming the “bank” in TEOTWAWKI. The squeamish need not prescribe!
–God Bless
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Letter Re: Artificial Intelligence
James and Hugh,
Regarding your entry on Artificial Intelligence, please see the book “Our Final Invention” by James Barrat. Our world lives with potential catastrophe, i.e. nuke war, EMP attack, famine, drought, civil unrest, asteroids, etc. These are all potentially survivable occurrences. The achievement of AGI (artificial general intelligence) leading to super machine intelligence is not. You might also check out the following: http://Plato.stanford.edu/entries/Chinese-room/.
Hugh Replies: While I understand the reasoning behind the desire to advance artificial intelligence, I also clearly see the dangers in it. Isaac Asimov was a visionary in his “I Robot” series in dealing with this issue. While the ability to make decisions can be clearly advanced, even in the face of unclear logic, the morality of making any decision without guiding ethics and principles is definitely questionable. That is really the crux of our humanity– the subjugation of our decisions to our sense of right and wrong. The whole point of natural law is that there are some universal concepts that we just recognize as “right” or “wrong”. Machines don’t and can’t know inherently what these “laws” are. At best, they can be programmed with the programmer’s ideas of the laws, but they will always be unable to infer the laws.
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Economics and Investing:
Podcast: The Hidden Truth About U.S. Inflation
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How Will You Fare The Coming Economic Collapse?
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Items from Mr Econocobas:
Housing Hit The Wall of Wall Street In May
U.S. Banks Seen Falling Short of New Debt Funding Rule
“Cluster Of Central Banks” Have Secretly Invested $29 Trillion In The Market
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JWR’s Recommendations of the Week
Today, I’m launching a new weekly column to focus on the books and movies that I have found particularly useful and entertaining. I either have these on the shelf here at the Rawles Ranch, or they’ve been recommended to me by my family members or close friends.
Please note that many of my movie recommendations are not “training films”; they are simply entertainment. Also note that many of these films depict times of peril, so they are not suitable for children!
Books
Cookin’ with Home Storage by Vicki Tate
Raising a Calf for Beef by Phyllis Hobson
Wolf And Iron by Gordon Dickson
Movies
Shane (IMHO, the best western film ever made)
The Patriot
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Odds ‘n Sods:
Why ISIS Won’t Stop With Iraq – J.S.
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A stark warning for today’s Christians in light of ISIS: Trapped in Hitler’s Hell – RBS
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The Freeze Dry Guy(along with all of our advertisers who sell Mountain House foods) are still having some fantastic sales. This is a slow season and now is the time to stock up, while prices are low and fantastic deals are to be had. Make sure you check out our advertisers in the column to the right (or below on mobile devices).
Hugh’s Quote of the Day:
“You never change anything by fighting the existing. To change something, build a new model and make the existing obsolete.” – Buckminster Fuller
Notes for Tuesday – June 17, 2014
Today we present another entry for Round 53 of the SurvivalBlog non-fiction writing contest. The $11,000+ worth of prizes for this round include:
First Prize:
- A Gunsite Academy Three Day Course Certificate, good for any one, two, or three course (a $1,195 value),
- A course certificate from onPoint Tactical. This certificate will be for the prize winner’s choice of three-day civilian courses. (Excluding those restricted for military or government teams.) Three day onPoint courses normally cost $795,
- Two cases of Mountain House freeze dried assorted entrees in #10 cans, courtesy of Ready Made Resources (a $350 value),
- A $300 gift certificate from CJL Enterprize, for any of their military surplus gear,
- A 9-Tray Excalibur Food Dehydrator from Safecastle.com (a $300 value),
- A $300 gift certificate from Freeze Dry Guy,
- A $250 gift certificate from Sunflower Ammo,
- A roll of $10 face value in pre-1965 U.S. 90% silver quarters, courtesy of GoldAndSilverOnline.com, (currently valued at around $180 postpaid),
- Both VPN tunnel and DigitalSafe annual subscriptions from Privacy Abroad (a combined value of $195),
- KellyKettleUSA.com is donating both an AquaBrick water filtration kit and a Stainless Medium Scout Kelly Kettle Complete Kit with a combined retail value of $304,
- APEX Gun Parts is donating a $250 purchase credit, and
- TexasgiBrass.com is providing a $300 gift certificate.
Second Prize:
- A Glock form factor SIRT laser training pistol and a SIRT AR-15/M4 Laser Training Bolt, courtesy of Next Level Training, which have a combined retail value of $589,
- A FloJak EarthStraw “Code Red” 100-foot well pump system (a $500 value), courtesy of FloJak.com,
- Acorn Supplies is donating a Deluxe Food Storage Survival Kit with a retail value of $350,
- The Ark Instituteis donating a non-GMO, non-hybrid vegetable seed package–enough for two families of four, seed storage materials, a CD-ROM of Geri Guidetti’s book “Build Your Ark! How to Prepare for Self Reliance in Uncertain Times”, and two bottles of Potassium Iodate– a $325 retail value,
- $300 worth of ammo from Patriot Firearms and Munitions. (They also offer a 10% discount for all SurvivalBlog readers with coupon code SVB10P),
- A $250 gift card from Emergency Essentials,
- Twenty Five books, of the winners choice, of any books published by PrepperPress.com (a $270 value),
- Two cases of meals, Ready to Eat (MREs), courtesy of CampingSurvival.com (a $180 value),
- Dri-Harvestfoods.com in Bozeman, Montana is providing a prize bundle with Beans, Buttermilk Powder, Montana Hard Red Wheat, Drink Mixes, and White Rice, valued at $333,
- TexasgiBrass.com is providing a $150 gift certificate,
- Organized Prepper is providing a $500 gift certificate, and
- RepackBoxis providing a $300 gift certificate to their site.
Third Prize:
- A Royal Berkey water filter, courtesy of Directive 21 (a $275 value),
- A large handmade clothes drying rack, a washboard, and a Homesteading for Beginners DVD, all courtesy of The Homestead Store, with a combined value of $206,
- Expanded sets of both washable feminine pads and liners, donated by Naturally Cozy (a $185 retail value),
- Two Super Survival Pack seed collections, a $150 value, courtesy of Seed for Security,
- A MURS Dakota Alert Base Station Kit with a retail value of $240 from JRH Enterprises,
- Mayflower Trading is donating a $200 gift certificate for homesteading appliances,
- Ambra Le Roy Medical Products in North Carolina is donating a bundle of their traditional wound care and first aid supplies, with a value of $208, and
- SurvivalBased.com is donating a $500 gift certificate to their store.
Round 53 ends on July 31st, so get busy writing and e-mail us your entry. Remember that there is a 1,500-word minimum, and that articles on practical “how to” skills for survival have an advantage in the judging.
Letter Re: The Water Solution
I liked the article and the follow up comments noting the sanitary issue raised. My plan is to drill a hole in the bottom of the right side of the water closet tank and put a separate filler valve supplied by water from the catchment system via a separate pipe. I have an abrasive edged hole saw and am about to go test it out on some decommissioned 5-gallon flushers. It’ll be interesting to see if I can successfully drill porcelain. I think this solves the sanitary issues of hooking up a catchment supplied system in a useful way, saving a great deal of labor. You would just reach down and turn off the high quality water supply and turn on the supply from the catchment. If both were left on, there would be no foul as that filler valve is an acceptable barrier between the less than clean tank and the water supply. This set up is also attractive if you have city water with aggressively rising rates.
I would not want to bathe in a catchment supplied system. Perhaps I would also set up a mop sink not connected to the regular water supply to serve as in interface between questionable water and employing it in other areas of the house where I would want to be certain that it was clean for bathing and cooking. I can see my six year old brushing her teeth in catchment water if I make it too automatic.
My day job is as an insurance agent, and I see negative inferences in that vein in your blog. You can turn that around by picking the right agent. As an agent, my mind set is to be prepared for disaster. Independent Insurance Agents are generally business people who happen to be in the insurance business and not just sales people. They are wired to serve. For my part I jealously guard my client’s data. Smart fire walls, smart routers, data encryption, virus protection, and malware sweeps are the rule of the day. Every stinking thing has a password. The carriers are over the top serious about it, too.
For guns, gold, and silver, if you want more than a little covered, then you have to detail it. They handle thousands of transactions just like it, and yours is going to go in a file for later use in billing and claims. It will not stand out in their memory. They don’t send it anywhere except under your instructions (without a subpeona), so as to help you. Same with the claim adjuster. They handle hundreds of files in a month. It is a blur and you will not stand out. Find an independent insurance agent, and shuck the direct writer sales guy. You will be happier. The independent is likely a prepper, too. I know what I preach to my people. – VRV
Economics and Investing:
Income Gap Widens as American Factories Shut Down – H.L.
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Items from Mr. Econocobas:
Odds ‘n Sods:
So much for buying your son a birthday or graduation present. Once again, a law designed to punish law abiding citizens is validated, or you can look at this as a law to make criminals out of law abiding citizens for simply following the time-honored tradition of buying your relative a gift. Supreme Court Rules on ‘Straw Purchaser’ Law. – RBS.
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From Pat Cascio: This is what the past three presidents have unilaterally declared as “A religion of peace”. Warning: This video is extremely graphic! Muslims Force Christian To Convert To Islam, Then Brutally Behead Him
Also, This similar video is from another SurvivalBlog reader: Daesh ISIL muslim massacre 2014june. The religion of Islam is not a religion of peace but one of pure evil.
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Social cycles analysis: Fourth Turning Accelerating. – B.C.
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Some Unaccompanied Foreign Children Receiving Better Care than US Foster Kids . – G.R.
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Hugh’s Quote of the Day:
“Return to patriotism, love of God and country – let your conscience mold your actions. There are no atheists in a firefight!” Hector A. Cafferata, Jr. U.S. Marine Corps, Medal of Honor
Notes for Monday – June 16, 2014
Mountain House Foods and Ready Made Resources have teamed together to allow you to “build your own” Barter/Bug-Out-Bucket with twelve 2-person entrees of your selection. Also, don’t forget that most SurvivalBlog advertisers who carry Mountain House Foods are still having a sale. Check them out!
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Today we present another entry for Round 53 of the SurvivalBlog non-fiction writing contest. The $11,000+ worth of prizes for this round include:
First Prize:
- A Gunsite Academy Three Day Course Certificate, good for any one, two, or three course (a $1,195 value),
- A course certificate from onPoint Tactical. This certificate will be for the prize winner’s choice of three-day civilian courses. (Excluding those restricted for military or government teams.) Three day onPoint courses normally cost $795,
- Two cases of Mountain House freeze dried assorted entrees in #10 cans, courtesy of Ready Made Resources (a $350 value),
- A $300 gift certificate from CJL Enterprize, for any of their military surplus gear,
- A 9-Tray Excalibur Food Dehydrator from Safecastle.com (a $300 value),
- A $300 gift certificate from Freeze Dry Guy,
- A $250 gift certificate from Sunflower Ammo,
- A roll of $10 face value in pre-1965 U.S. 90% silver quarters, courtesy of GoldAndSilverOnline.com, (currently valued at around $180 postpaid),
- Both VPN tunnel and DigitalSafe annual subscriptions from Privacy Abroad (a combined value of $195),
- KellyKettleUSA.com is donating both an AquaBrick water filtration kit and a Stainless Medium Scout Kelly Kettle Complete Kit with a combined retail value of $304,
- APEX Gun Parts is donating a $250 purchase credit, and
- TexasgiBrass.com is providing a $300 gift certificate.
Second Prize:
- A Glock form factor SIRT laser training pistol and a SIRT AR-15/M4 Laser Training Bolt, courtesy of Next Level Training, which have a combined retail value of $589,
- A FloJak EarthStraw “Code Red” 100-foot well pump system (a $500 value), courtesy of FloJak.com,
- Acorn Supplies is donating a Deluxe Food Storage Survival Kit with a retail value of $350,
- The Ark Instituteis donating a non-GMO, non-hybrid vegetable seed package–enough for two families of four, seed storage materials, a CD-ROM of Geri Guidetti’s book “Build Your Ark! How to Prepare for Self Reliance in Uncertain Times”, and two bottles of Potassium Iodate– a $325 retail value,
- $300 worth of ammo from Patriot Firearms and Munitions. (They also offer a 10% discount for all SurvivalBlog readers with coupon code SVB10P),
- A $250 gift card from Emergency Essentials,
- Twenty Five books, of the winners choice, of any books published by PrepperPress.com (a $270 value),
- Two cases of meals, Ready to Eat (MREs), courtesy of CampingSurvival.com (a $180 value),
- Dri-Harvestfoods.com in Bozeman, Montana is providing a prize bundle with Beans, Buttermilk Powder, Montana Hard Red Wheat, Drink Mixes, and White Rice, valued at $333,
- TexasgiBrass.com is providing a $150 gift certificate,
- Organized Prepper is providing a $500 gift certificate, and
- RepackBoxis providing a $300 gift certificate to their site.
Third Prize:
- A Royal Berkey water filter, courtesy of Directive 21 (a $275 value),
- A large handmade clothes drying rack, a washboard, and a Homesteading for Beginners DVD, all courtesy of The Homestead Store, with a combined value of $206,
- Expanded sets of both washable feminine pads and liners, donated by Naturally Cozy (a $185 retail value),
- Two Super Survival Pack seed collections, a $150 value, courtesy of Seed for Security,
- A MURS Dakota Alert Base Station Kit with a retail value of $240 from JRH Enterprises,
- Mayflower Trading is donating a $200 gift certificate for homesteading appliances,
- Ambra Le Roy Medical Products in North Carolina is donating a bundle of their traditional wound care and first aid supplies, with a value of $208, and
- SurvivalBased.com is donating a $500 gift certificate to their store.
Round 53 ends on July 31st, so get busy writing and e-mail us your entry. Remember that there is a 1,500-word minimum, and that articles on practical “how to” skills for survival have an advantage in the judging.