Jim’s Quote of the Day:

“Many more people could ride out the storm-tossed waves in their economic lives if they had their year’s supply of food and clothing and were debt-free. Today we find that many have followed this counsel in reverse: they have at least a year’s supply of debt and are food-free” – Thomas S. Monson, “That Noble Gift–Love at Home,” [LDS] Church News, 12 May 2001, 7).