“We wargame and make plans for the end of the world, right? We have maps, escape routes, stashes of gear, emergency communication protocols, etc. But, as I’ve said over and over, you’ll have a bunch of small personal EOTWAWKI events that are resolved with $50 bills long before you have the EOTWAWKI event that is resolved with .50 BMG.
So, it would stand to reason that if you’re going to be so prepared that you have contingency plans for the apocalypse, perhaps it might be a good idea to have plans for those personal apocalypses as well.
I learned the hard way that when you’re suddenly in a financial hardship and you don’t know where the next dollar is coming from, that’s the worst time to suddenly write a budget or spending plan. Dude, you need to have that duck already in the row so that when you get that big pink slip or your income takes a headshot you simply open up the folder to the plan and you follow it. For me, that’s what I call ‘the war budget’…” – Commander Zero, in his Notes From The Bunker [1] blog